CENTURY 21 Edge
$3,699$4,0003 bd2.5 ba2,750 sqft$1 /sqft$187 /mo all-in ↓

2339 NEPTUNE ROAD Unit A, KISSIMMEE, FL, 34744

Active324 days on marketListed Sep 23, 2025MLS #S5135168

Priced 99% below the KISSIMMEE 34744 medianReduced $301WaterfrontFully furnishedSingle Family ResidenceLOVELAND ESTATES

About this home

2339 NEPTUNE ROAD Unit A

Welcome to this STUNNING LAKEFRONT RETREAT, where elegance, comfort, and recreation come together in perfect harmony. This fully furnished 3-bedroom, 2.5-bathroom home is beautifully decorated to a high standard and comes complete with UTILITIES INCLUDED, offering true peace of mind. From the moment you step inside, you’ll be surrounded by 5-STAR LUXURY—from the expansive living room with leather seating and smart TV, to the adjoining game room and family room filled with entertainment for all ages. The CHEF'S KITCHEN is a showstopper, featuring rich cherrywood cabinetry, double ovens, induction cooktop, stainless steel appliances, dual sinks, and a lighted breakfast bar—perfect for casual mornings or entertaining guests. The adjacent dining area with built-in bar makes hosting effortless. The master suite is your private retreat with a spa-inspired bath boasting an oversized jacuzzi tub, separate shower, dual sinks, and an impressive walk-in closet with custom cabinetry. Additional bedrooms are spacious and versatile, including an ensuite with private entrance, ideal for guests or extended family. Step outside to enjoy the beauty of FISH LAKE from the screened-in porch or gather around the grill for an evening meal with a view. For the adventurous, a private pier and boathouse provide access to kayaking, canoeing, and fishing. Wildlife, lush greenery, and serene waters make every moment outdoors unforgettable. This home is more than just a rental—it’s a LIFESTYLE OF RELAXATION and refined living. Don’t miss your chance to experience it for yourself. Call today to arrange a private viewing!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,750

Sqft

1.57 ac

Lot size

2007

Year built

One

Levels

$1

Per sqft

WaterfrontWater viewFurnished

Inside

FlooringCeramic Tile · Engineered Hardwood
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Refrigerator · Trash Compactor · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

ViewWater
ExteriorOutdoor Grill

Community & fees

PetsNo

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Water Available · Water Connected

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$187 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$22
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $129Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $129
Interest rate6.00%
Loan term

Estimated payment

$187/mo

Principal & interest$22
FHA mortgage insurance (est.)$2
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Kissimmee actives

$1 vs $209

Days on market

324 vs 55 typical

Where $1/sqft sits among the 400 Kissimmee actives

0 · this home
0
44
198
118
40
$1–56$56–111$111–166$166–221$221–276$276+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Loveland Estates

Map of 2339 NEPTUNE ROAD Unit A inside its neighborhood boundary

Drive times from this address

Universal Orlando27 min
Orlando Int’l Airport (MCO)27 min
Walt Disney World28 min
Downtown Orlando28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

Loveland Estates — neighborhood snapshot

Population

423

Median age

35

Median income

$48,347

Median home value

$427,200

Avg household

3

Households w/ children

55%

For the school run

Osceola County School District

MiddleNeptune Middle School★★★★★
ElementaryNeptune Elementary School★★★★★
HighOsceola High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$365K$350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

185 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the KISSIMMEE 34744 median. See the full Kissimmee market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,699 $301
Sep 23, 2025Listed at $4,000 · 324 days on market since
2007Built · LOVELAND ESTATES

Reality check

What actually sold near 2339 NEPTUNE ROAD Unit A

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1998 WALNUT CREEK DRIVESold · Nov ’25

$577,990

1998 WALNUT CREEK DRIVE

4 bd · 3.5 ba · 2,787 sqft · $207/sqft · 41 DOM

1990 WALNUT CREEK DRIVESold · Aug ’25

$581,000

1990 WALNUT CREEK DRIVE

4 bd · 3.5 ba · 2,787 sqft · $208/sqft · 19 DOM

1980 WALNUT CREEK DRIVESold · Aug ’25

$574,360

1980 WALNUT CREEK DRIVE

4 bd · 3.5 ba · 2,787 sqft · $206/sqft · 53 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2339 NEPTUNE ROAD Unit A — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2339 NEPTUNE ROAD Unit A — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2339 NEPTUNE ROAD Unit A FAQs

What would the monthly payment be for 2339 NEPTUNE ROAD Unit A?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $187/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 2339 NEPTUNE ROAD Unit A?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $3,699, this home is listed about 99% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2339 NEPTUNE ROAD Unit A?+

Neptune Middle School (middle), Neptune Elementary School (elementary), Osceola High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the KISSIMMEE 34744 market on paper

$3,699 is 99% below the KISSIMMEE 34744 median of $380,000, and at $1/sqft it sits under the Kissimmee average of $216.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

324 days on market against a Kissimmee median of 55 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $4,000, now $3,699 — a $301 cut. The full history is in the market section below.

Listing courtesy of FIRST INTERNATIONAL REAL ESTAT · Connie Culbertson. MLS #S5135168.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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