4123 SPITFIRE, KISSIMMEE, FL, 34741
Active304 days on marketListed Oct 3, 2025MLS #S5135935
About this home
4123 SPITFIRE
Move in ready
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
3,720
Sqft
0.2 ac
Lot size
1984
Year built
One
Levels
$0
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$171 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$171/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Kissimmee actives
$0 vs $207
Days on market
304 vs 45 typical
Where $0/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waterway Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Waterway Village — neighborhood snapshot
Population
2,223
Median age
32
Median income
$70,575
Median home value
$265,600
Avg household
3
Households w/ children
299
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$369K → $358K
Kissimmee median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
168 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the KISSIMMEE 34741 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 4123 SPITFIRE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$255,000
2510 W DORIS STREET
3 bd · 2 ba · 1,813 sqft · $141/sqft · 3 DOM
Sold · Apr ’26$350,000
2510 JANET STREET
3 bd · 2 ba · 1,776 sqft · $197/sqft · 104 DOM
Sold · Jul ’26$340,000
2341 CECILE STREET
3 bd · 2 ba · 1,719 sqft · $198/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 4123 SPITFIRE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4123 SPITFIRE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4123 SPITFIRE FAQs
What would the monthly payment be for 4123 SPITFIRE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $171/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4123 SPITFIRE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $1,510, this home is listed about 100% below the Kissimmee median of $379,850. The market section on this page shows how the area is trending.
Which schools are assigned to 4123 SPITFIRE?+
Kissimmee Elementary School (elementary), Kissimmee Middle School (middle), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the KISSIMMEE 34741 market on paper
$1,510 is 99% below the KISSIMMEE 34741 median of $215,000, and at $0/sqft it sits under the Kissimmee average of $216.
02Time on market is leverage
304 days on market against a Kissimmee median of 45 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $1,690, now $1,510 — a $180 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of VARONIA REAL ESTATE, LLC · Shadia Lutfi. MLS #S5135935.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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