1392 PALMETTO DUNES STREET, DAVENPORT, FL, 33896
Active272 days on marketListed Nov 19, 2025MLS #S5138818
About this home
1392 PALMETTO DUNES STREET
1392 Palmetto Dunes is a single story, 4 bedroom, 3 bathroom home offering more than 2,300 sq ft of living space. Your new home features a bright, open layout that works beautifully for everyday living and hosting. The kitchen flows into the main living and dining area, creating an easy gathering space. The primary suite sits privately on its own side of the home with a spacious bathroom and walk in closet. Three additional bedrooms give you flexibility for guests, a home office, or multi-generational living. At the end of the day, you can enjoy relaxing on your covered and screened in lanai. As a resident of Champions Gate, you have access to The Oasis Club, which features a 14,000 sq. ft. clubhouse along with a full service restaurant, tiki bar, movie theater, fitness center, game room, lazy river, and private cabanas. In addition, this home is part of the exclusive residents only clubhouse, The Country Club, which includes its own restaurant, bar, two pools, sauna, fitness center, game room, bocce ball court, and pickleball courts. The signature amenity for Country Club owners is the 18 hole golf course designed by George Clifton, a beautiful and playable layout that winds through the community with natural elevation changes, stunning views, and championship level golf. The HOA covers lawn care, basic cable, internet, phone, and gated security, giving you a true maintenance free experience. Golf carts are welcome, making it easy to enjoy every amenity within the community. Located just a few miles from I 4, you’ll have quick access to Central Florida attractions, dining, and shopping. This neighborhood offers unmatched convenience. Make your appointment today to view this home, which delivers the perfect blend of comfort, luxury, and resort style living.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,381
Sqft
0.2 ac
Lot size
3
Garage
2013
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,003 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,003/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.3%
$/sqft vs Davenport actives
$172 vs $191
Days on market
272 vs 55 typical
Where $172/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Champions Gate, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,250/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Champions Gate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Champions Gate is a short-term-rental community. See the full guide →
Champions Gate — neighborhood snapshot
Population
2,029
Median age
38
Median income
$101,226
Median home value
$429,800
Avg household
3
Households w/ children
214
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
187 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the DAVENPORT 33896 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 1392 PALMETTO DUNES STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$365,000
5856 LOMA VISTA DRIVE W
4 bd · 3 ba · 2,344 sqft · $156/sqft · 0 DOM
Sold · Jul ’26$450,000
1027 BALMORAL DRIVE
5 bd · 4.5 ba · 2,525 sqft · $178/sqft · 53 DOM
Sold · Nov ’25$465,000
308 WINDSOR PLACE
5 bd · 5 ba · 2,526 sqft · $184/sqft · 67 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 1392 PALMETTO DUNES STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1392 PALMETTO DUNES STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1392 PALMETTO DUNES STREET FAQs
What would the monthly payment be for 1392 PALMETTO DUNES STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,003/mo — principal and interest, the actual property-tax bill, the $567/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1392 PALMETTO DUNES STREET?+
The association fee works out to $567 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1392 PALMETTO DUNES STREET?+
The most recent tax bill on record (2025) was $8,177. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 1392 PALMETTO DUNES STREET be rented short-term?+
Yes — this home sits inside Champions Gate, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 1392 PALMETTO DUNES STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $409,900, this home is listed about 5% above the Davenport median of $389,700. The market section on this page shows how the area is trending.
Which schools are assigned to 1392 PALMETTO DUNES STREET?+
Westside K-8 School (elementary), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$409,900 runs 11% above the DAVENPORT 33896 median — but at 2,381 sqft it's also 21% larger than the typical Davenport listing.
02Zoned for nightly rentals
Champions Gate is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Know the monthly fee
The association fee is $567/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
272 days on market against a Davenport median of 55 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $439,900, now $409,900 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY AT THE LAKES · Vanessa Barnes. MLS #S5138818.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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