215 VISTA DRIVE, DAVENPORT, FL, 33897
Pending249 days on marketListed Dec 4, 2025MLS #S5139569
About this home
215 VISTA DRIVE
No CDD and low HOA, this property is zoned for short-term rental, long-term rental, and primary residence, offering exceptional flexibility for investors and homeowners alike. FURNITURE CAN BE INCLUDED! NO CARPET! Located in the gated community of Vista Park, this beautifully maintained 5-bedroom, 5-bath pool home with a dedicated office stands out because it has been owner-occupied as a primary residence rather than heavily used as an Airbnb, resulting in significantly less wear and tear and true pride of ownership throughout. Ideally situated just off US-27 and minutes from US-192, major highways, shopping, dining, and approximately 10 miles from Disney, the home features a bright and open floor plan with a spacious great room, a dining area with bay windows overlooking the pool, and a well-appointed kitchen with stainless steel appliances. The first floor includes a primary suite and private office, while upstairs offers three additional master suites plus another bedroom, providing excellent space for guests, multigenerational living, or short-term rental use. The private pool is complemented by a large screened-in paver patio and a convenient outdoor-access full bath. With low HOA fees, no CDD, flexible zoning, and strong income potential, this move-in-ready property presents an outstanding opportunity as a primary residence, vacation home, or investment property.
Facts & features
The home at a glance
6
Bedrooms
5
Bathrooms
2,514
Sqft
0.15 ac
Lot size
2
Garage
2002
Year built
Two
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$236,172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$236,172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Davenport actives
$197 vs $191
Days on market
249 vs 54 typical
Where $197/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Davenport
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Davenport. See the full Davenport guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
176 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 215 VISTA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$515,000
311 N HAMPTON DRIVE
5 bd · 3 ba · 2,579 sqft · $200/sqft · 167 DOM
Sold · Oct ’25$415,000
238 N HAMPTON DRIVE
5 bd · 3 ba · 2,388 sqft · $174/sqft · 220 DOM
Sold · Mar ’26$450,000
507 GLENEAGLES DRIVE
5 bd · 3 ba · 2,381 sqft · $189/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 215 VISTA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 215 VISTA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
215 VISTA DRIVE FAQs
What would the monthly payment be for 215 VISTA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $236,172/mo — principal and interest, the actual property-tax bill, the $129/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 215 VISTA DRIVE?+
The association fee works out to $129 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 215 VISTA DRIVE?+
The most recent tax bill on record (2025) was $2,793,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 215 VISTA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $495,000, this home is listed about 27% above the Davenport median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 215 VISTA DRIVE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$495,000 runs 46% above the DAVENPORT 33897 median — but at 2,514 sqft it's also 28% larger than the typical Davenport listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
249 days on market against a Davenport median of 54 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $510,000, now $495,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY INTERNACIONAL L · Ashley Jimenez. MLS #S5139569.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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