CENTURY 21 Edge
Pending
$165,000$185,0003 bd2 ba1,296 sqft$127 /sqft$1,537 /mo all-in ↓

6302 TREASURE VALLEY LOOP, LAKE WALES, FL, 33898

Pending241 days on marketListed Dec 8, 2025MLS #S5139949

Reduced $20KFully furnishedManufactured HomeTWIN FOUNTAINS INC A CONDO MHP

About this home

6302 TREASURE VALLEY LOOP

Virtually Staged. Welcome to this beautifully maintained & impressively updated 3-bedroom, 2-bath Homes of Merit double-wide manufactured home in Twin Fountains, a desirable 55+ community in Lake Wales where you OWN your land. Sitting on an oversized 0.14-acre corner lot, this property offers exceptional living space & ample parking with a circular driveway plus an additional driveway with covered parking. The exterior has been enhanced with brick skirting, giving the home a clean and polished look. Step inside to a bright, open floor plan featuring luxury vinyl plank flooring throughout the main living areas, updated carpeting in the bedrooms, and an added front Florida room with sliders that extends your living & relaxation space. Relax & enjoy your morning coffee or afternoon drink in this fantastic room while taking in the peaceful views. Besides the Front Florida room there are TWO additional screened lanais located behind the home offering additional covered outdoor space! This amazing home is being sold furnished, including a premium Serta adjustable queen bed in the primary bedroom (massage, head and foot rise), making this an easy turnkey move. The kitchen has been tastefully updated with GE stainless steel appliances, a tiled backsplash and offers plenty of cabinet and counter space, and a convenient breakfast bar. The inside laundry closet is located just off the kitchen for added convenience. All windows have been updated & most of the interior has been freshly repainted, giving the home a crisp, modern feel. Both bathrooms have been improved, with the guest bath featuring a new glass door & tile, and the primary ensuite offering an upgraded state-of-the-art shower. The roof is about 5 years old. Twin Fountains is a well-maintained, land-owned 55+ community where the affordable $180 monthly HOA fee covers water, sewer, lawn maintenance, cable, internet, and access to amenities including a heated pool, shuffleboard, clubhouse & community activities. Conveniently located near HWY-27, you’re close to shopping, restaurants, medical facilities, and everything you need for seasonal or year-round living. This is a truly move-in-ready home with upgrades in all the right place, perfect for enjoying the Florida lifestyle with comfort and ease. Book your appointment today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,296

Sqft

0.14 ac

Lot size

1998

Year built

One

Levels

$127

Per sqft

Furnished55+ communityPets allowed

Inside

FlooringCarpet · Concrete · Luxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
FacesEast
ParkingCircular Driveway · Driveway · Oversized
ExteriorAwning(s) · Lighting · Sliding Doors

Community & fees

HOA fee$180/mo
Taxes (2025)$1,836/yr
PetsYes
CommunityClubhouse · Deed Restrictions

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Private · Public · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,537 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$971
FHA mortgage insurance (est.)$73
Property tax — 2025 actual bill$153
HOA fee — from the listing$180
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,775Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,775
Interest rate6.00%
Loan term

Estimated payment

$1,537/mo

Principal & interest$971
FHA mortgage insurance (est.)$73
Property taxes (actual bill)$153
HOA / condo fee$180
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $165K
$137KedgeAI estimate $158,157 · range $143K$183K$190K

vs edgeAI estimate

+4.3%

Days on market

241 vs 54 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Wales

Map of 6302 TREASURE VALLEY LOOP

Drive times from this address

Walt Disney World44 min
Universal Orlando54 min
Downtown Orlando60 min
Orlando Int’l Airport (MCO)65 min
Downtown Tampa73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Wales. See the full Lake Wales guide →

LAKE WALES 33898 — neighborhood snapshot

Population

18,426

Median age

46.9

Median income

$54,778

Median home value

$161,500

Avg household

2.51

Households w/ children

1,790

For the school run

Polk County School District

ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Wales market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$275K$271K

Lake Wales median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% above the LAKE WALES 33898 median. See the full Lake Wales market guide →

Paper trail

This home's history

CurrentPrice reduced to $165,000 $20K
Dec 8, 2025Listed at $185,000 · 241 days on market since
1998Built · TWIN FOUNTAINS INC A CONDO MHP

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6302 TREASURE VALLEY LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6302 TREASURE VALLEY LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6302 TREASURE VALLEY LOOP FAQs

What would the monthly payment be for 6302 TREASURE VALLEY LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,537/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6302 TREASURE VALLEY LOOP?+

The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6302 TREASURE VALLEY LOOP?+

The most recent tax bill on record (2025) was $1,836. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6302 TREASURE VALLEY LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Wales?+

At $165,000, this home is listed about 34% below the Lake Wales median of $250,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6302 TREASURE VALLEY LOOP?+

Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$165,000 runs 16% above the LAKE WALES 33898 median.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

241 days on market against a Lake Wales median of 54 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $185,000, now $165,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of RE/MAX HERITAGE PROFESSIONALS · Patricia De Graaff, Llc. MLS #S5139949.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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