3416 FLAT ROAD, LAKELAND, FL, 33801
Active196 days on marketListed Jan 20, 2026MLS #S5142143
About this home
3416 FLAT ROAD
Prime commercial lot located within a well-established commercial enclave in Lakeland. This property has been cleared, filled, and elevated, offering a high-and-dry site ready for immediate development. Positioned along a busy traffic corridor, the parcel provides excellent visibility and easy access for customers and clients. In the heart of active businesses and commercial growth, this location is ideal for retail, office, service, or investment use. A rare opportunity to secure a prepared site in one of Lakeland’s most active commercial areas
Facts & features
The home at a glance
0.6 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,074 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,074/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33801 — neighborhood snapshot
Population
33,460
Median age
33.4
Median income
$49,210
Median home value
$138,700
Avg household
2.43
Households w/ children
3,160
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 77% above the LAKELAND 33801 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 3416 FLAT ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$120,000
2928 FLETCHER AVENUE
2 bd · 1 ba · 636 sqft · $189/sqft · 85 DOM
Sold · Oct ’25$55,500
2005 BLUE LAKE DRIVE
2 bd · 1 ba · 672 sqft · $83/sqft · 133 DOM
Sold · May ’26$50,000
2004 DAWN HEIGHTS DRIVE
2 bd · 1 ba · 720 sqft · $69/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3416 FLAT ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3416 FLAT ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3416 FLAT ROAD FAQs
What would the monthly payment be for 3416 FLAT ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,074/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3416 FLAT ROAD?+
The most recent tax bill on record (2025) was $791. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $450,000, this home is listed about 32% above the Lakeland median of $339,998. The market section on this page shows how the area is trending.
Which schools are assigned to 3416 FLAT ROAD?+
Tenoroc High School (high), Lena Vista Elementary School (elementary), Jere L. Stambaugh Middle (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PRIME PROPERTIES · Holley Cowan. MLS #S5142143.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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