5806 CAY COVE COURT, TAMPA, FL, 33615
Active204 days on marketListed Jan 26, 2026MLS #S5142325
About this home
5806 CAY COVE COURT
Magnificently located near the Upper Tampa Bay Trail, this home offers private access to a kayak launch point and a boat ramp, making it the perfect place for outdoor enthusiasts and water activity lovers. The property sits on one of the highest elevations in the neighborhood and was not affected by storm surges or flooding in the surrounding areas. This home is located in a desirable and well-established community, offering a comfortable Florida lifestyle. Conveniently situated near shopping, dining, major highways, and Tampa International Airport, with easy access to downtown Tampa, local beaches, and surrounding areas. The property features a functional layout ideal for everyday living and entertaining. Enjoy low-maintenance living in a quiet neighborhood with nearby amenities. A great opportunity for a primary residence, second home, or investment property in a prime Tampa location.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,849
Sqft
0.15 ac
Lot size
2
Garage
1994
Year built
One
Levels
$384
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,990 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,990/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.7%
$/sqft vs Tampa actives
$384 vs $300
Days on market
204 vs 42 typical
Where $384/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33615 — neighborhood snapshot
Population
48,122
Median age
39.1
Median income
$66,257
Median home value
$291,500
Avg household
2.53
Households w/ children
5,459
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $441K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
231 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 125% above the TAMPA 33615 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 5806 CAY COVE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$820,000
5801 CAY COVE COURT · same community
3 bd · 2.5 ba · 2,585 sqft · $317/sqft · 39 DOM
Sold · Mar ’26$715,000
5807 CAY COVE COURT · same community
4 bd · 2.5 ba · 2,952 sqft · $242/sqft · 301 DOM
Sold · Apr ’26$285,000
10488 SAINT TROPEZ PLACE UNIT 102
3 bd · 2.5 ba · 1,782 sqft · $160/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5806 CAY COVE COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5806 CAY COVE COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5806 CAY COVE COURT FAQs
What would the monthly payment be for 5806 CAY COVE COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,990/mo — principal and interest, the actual property-tax bill, the $32/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5806 CAY COVE COURT?+
The association fee works out to $32 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5806 CAY COVE COURT?+
The most recent tax bill on record (2025) was $8,406. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5806 CAY COVE COURT?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $710,000, this home is listed about 58% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5806 CAY COVE COURT?+
Bay Crest Elementary School (elementary), Webb Middle School (middle), Alonso High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$710,000 runs 125% above the TAMPA 33615 median — but at 1,849 sqft it's also 16% larger than the typical Tampa listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
204 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Bay Crest Elementary School, Webb Middle School, Alonso High School, Patricia Sullivan Metropolitan Ministries Partnership School — Alonso High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $769,000, now $710,000 — a $59K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NAIM REAL ESTATE LLC · Patricia Centeno. MLS #S5142325.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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