CENTURY 21 Edge
$287,0003 bd3 ba1,396 sqft$206 /sqft$2,012 /mo all-in ↓

TBD SW 165TH LOOP, OCALA, FL, 34473

Active169 days on marketListed Feb 4, 2026MLS #S5143192

New constructionSingle Family ResidenceMARION OAKS UN 4

About this home

TBD SW 165TH LOOP

Pre-Construction. To be built. Welcome to the Manati model, a modern, thoughtfully designed single-story home built for durability, flexibility, and long-term value. This brand-new 3-bedroom, 3-bathroom residence offers 1,396 square feet of efficient living space with a smart, open layout ideal for today’s lifestyle. Constructed with commercial-grade cold-formed steel framing and a high-quality standing seam metal roof with an estimated 50+ year life expectancy, this home is engineered for peace of mind. Structurally, it is fire-resistant, termite-resistant, water-damage resistant, and mold-resistant, helping reduce long-term maintenance and insurance costs. Located in Marion Oaks, Ocala, this property features NO HOA, providing flexibility for a variety of uses and lifestyles. The open-concept floor plan is bright and functional, designed for both everyday living and entertaining. The primary suite offers ample natural light, a well-appointed en-suite bath with quartz countertops, and generous closet space. The additional bedrooms each feature access to their own bathrooms, creating privacy and convenience for guests, family members, or flexible living arrangements. The kitchen is thoughtfully designed with quartz countertops, stainless steel appliances, 42” solid wood cabinetry, a walk-in pantry, and a center island that anchors the living space. Interior features include 9-foot ceilings, luxury vinyl plank flooring throughout, upgraded lighting, 8-foot sliding glass doors, an 8-foot front entry door, and an 8-foot window entry, creating a bright, modern feel with a sense of openness. Buyers will enjoy semi-custom design selections, including choices for tile, flooring, wall paneling, cabinetry, quartz countertops, and pavers from the builder’s curated options. A 1-year builder warranty is included. The home is serviced by well water, eliminating monthly water bills and offering long-term savings. Cash or construction-to-permanent financing only, using the builder’s preferred lender.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,396

Sqft

0.23 ac

Lot size

2

Garage

2026

Year built

One

Levels

$206

Per sqft

Inside

FlooringOther
AppliancesOther
InteriorOther
LaundryOther
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionMetal Frame
FoundationSlab
FacesEast
ExteriorOther

Community & fees

Taxes (2025)$431/yr

Utilities & systems

UtilitiesOther
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,012 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,690
FHA mortgage insurance (est.)$127
Property tax — 2025 actual bill$36
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,045Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,045
Interest rate6.00%
Loan term

Estimated payment

$2,012/mo

Principal & interest$1,690
FHA mortgage insurance (est.)$127
Property taxes (actual bill)$36
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Ocala

Map of TBD SW 165TH LOOP

Drive times from this address

Downtown Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ocala. See the full Ocala guide →

OCALA 34473 — neighborhood snapshot

Population

25,030

Median age

39.4

Median income

$70,559

Median home value

$242,400

Avg household

2.98

Households w/ children

3,117

For the school run

Marion County School District

MiddleHorizon Academy At Marion Oaks★★★★
ElementarySunrise Elementary School★★★★
HighDunnellon High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% above the OCALA 34473 median. See the full Ocala market guide →

Paper trail

This home's history

Feb 4, 2026Listed at $287,000 · 169 days on market since
2026Built · MARION OAKS UN 4

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about TBD SW 165TH LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for TBD SW 165TH LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

TBD SW 165TH LOOP FAQs

What would the monthly payment be for TBD SW 165TH LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,012/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on TBD SW 165TH LOOP?+

The most recent tax bill on record (2025) was $431. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $287,000, this home is listed about 4% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to TBD SW 165TH LOOP?+

Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL BROKER, LLC · Jodenny Ogando. MLS #S5143192.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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