3081 AGOSTINO TERRACE, KISSIMMEE, FL, 34746
Pending165 days on marketListed Mar 3, 2026MLS #S5144653
About this home
3081 AGOSTINO TERRACE
Luxury Living with Solar Savings on an Oversized Lot in Bellalago community! Welcome to one of the most desirable homes in Kissimmee—where space, privacy, and energy efficiency come together seamlessly. This beautifully designed 4-bedroom, 4.5-bath residence offers a rare layout where every bedroom features its own private bathroom, creating the perfect setup for families, guests, or multigenerational living. At the heart of the home, you’ll find a gourmet kitchen with high-end finishes, ideal for entertaining and everyday living. Natural light fills the open-concept layout, enhancing the home’s clean, modern feel. Step outside and enjoy a generously sized 13,504 sq ft lot—offering privacy and outdoor potential that’s hard to find in today’s market. One of the standout features of this home is the solar panel system, providing energy efficiency and long-term savings—an increasingly valuable benefit for today’s buyers. The gourmet kitchen showcases quartz countertops, a separate butler’s pantry, and all appliances included. Tile flooring flows throughout the entire home. Enjoy energy efficiency with fully paid-off solar panels and a whole-house water filtration system. Additional features include a spacious laundry room with storage shelving and a utility sink in the garage Located in the premier gated, lakeside Bellalago community, residents enjoy resort-style amenities including two clubhouses, multiple fitness centers, three pools, a water park, tennis, basketball and volleyball courts, walking and biking trails, lots of conservation areas with mature trees and wild life including bald eagles, a private boat ramp to Lake Tohopekaliga for boating and fishing, and a dedicated dog park. Bellalago also hosts community events and activities for all ages, creating a vibrant and welcoming atmosphere. Conveniently located just minutes from Bellalago Academy, 2 miles from AdventHealth ER, 16 miles from Walt Disney World, and 21 miles from Universal Orlando Resort including Epic Universe, this home offers the perfect blend of luxury and convenience.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
2,920
Sqft
0.31 ac
Lot size
3
Garage
2020
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,252 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,252/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Kissimmee actives
$198 vs $209
Days on market
165 vs 55 typical
Where $198/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kissimmee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
KISSIMMEE 34746 — neighborhood snapshot
Population
57,181
Median age
37.6
Median income
$67,677
Median home value
$328,500
Avg household
3.13
Households w/ children
5,929
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
160 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3081 AGOSTINO TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$535,000
2801 RIALTO COURT · same community
4 bd · 3 ba · 2,931 sqft · $183/sqft · 35 DOM
Sold · Jan ’26$569,000
3061 AGOSTINO TERRACE · same community
4 bd · 3.5 ba · 2,727 sqft · $209/sqft · 14 DOM
Sold · Dec ’25$447,500
3170 AGOSTINO TERRACE · same community
4 bd · 3 ba · 2,430 sqft · $184/sqft · 54 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3081 AGOSTINO TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3081 AGOSTINO TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3081 AGOSTINO TERRACE FAQs
What would the monthly payment be for 3081 AGOSTINO TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,252/mo — principal and interest, the actual property-tax bill, the $305/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3081 AGOSTINO TERRACE?+
The association fee works out to $305 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3081 AGOSTINO TERRACE?+
The most recent tax bill on record (2025) was $5,350. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3081 AGOSTINO TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $579,000, this home is listed about 53% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3081 AGOSTINO TERRACE?+
Kissimmee Middle School (middle), Flora Ridge Elementary School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$579,000 runs 68% above the KISSIMMEE 34746 median — but at 2,920 sqft it's also 61% larger than the typical Kissimmee listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
165 days on market against a Kissimmee median of 55 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY LLC · Luz Diaz Fermin. MLS #S5144653.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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