4642 PRAIRIE CREEK STREET, WINTER GARDEN, FL, 34787
Active170 days on marketListed Mar 2, 2026MLS #S5144794
About this home
4642 PRAIRIE CREEK STREET
HAMLIN LOCATION + BUILT IN 2021 + 3 BEDROOMS + FIRST FLOOR FLEX ROOM! This upgraded Winter Garden home offers over 2,100 square feet of living space with the flexibility today's buyers are looking for, all just minutes from Hamlin Town Center and convenient access to SR 429. The first floor flex room adds valuable versatility and can function as a home office, playroom, guest space, or additional sleeping area depending on your needs. Inside, the open concept main living area is filled with natural light and features fresh interior paint, upgraded flooring, and updated lighting. At the center of the home, the kitchen makes an immediate impression with Level 5 quartz countertops, a large island wrapped in custom porcelain tile, stainless steel appliances, and generous cabinet space. The open layout keeps the kitchen connected to the main living areas, creating a practical setup for both everyday living and entertaining. Upstairs, the spacious primary suite includes a custom walk in closet and upgraded en suite bathroom with quartz countertops. Two additional bedrooms, a full bathroom, and an updated laundry room complete the second floor. Beyond the finishes, this home includes upgrades that add comfort, convenience, and value from day one, including a whole home water filtration and softener system, APCO X Ultra air purification system, five conveying Arlo security cameras, and prewiring for additional smart home connectivity. A rear entry two car garage and low maintenance yard complete the property. And then there is the location. Hamlin Town Center puts shopping, dining, coffee, fitness, Publix, Cinépolis Luxury Cinemas, and entertainment just minutes away. Convenient access to SR 429 also connects the area to Walt Disney World, Orlando, and other Central Florida destinations. For buyers comparing newer homes in Winter Garden and Hamlin, this property offers an appealing alternative to starting from scratch: 2021 construction, more than 2,100 square feet, flexible living space, significant upgrades already completed, and a location surrounded by the everyday conveniences that make Hamlin one of Winter Garden's most recognized destinations. SPECIAL FINANCING INCENTIVE! Qualified buyers who use our preferred lender can receive an interest rate 1% lower for the first year at no cost to the buyer. Lower rate. Lower payment. No additional cost to you. Subject to buyer qualification and lender approval. Contact the listing agent for details.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,149
Sqft
0.18 ac
Lot size
2
Garage
2021
Year built
Two
Levels
$263
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,243 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,243/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.2%
$/sqft vs Winter Garden actives
$263 vs $259
Days on market
170 vs 41 typical
Where $263/sqft sits among the 400 Winter Garden actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Garden
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Garden. See the full Winter Garden guide →
WINTER GARDEN 34787 — neighborhood snapshot
Population
93,064
Median age
37.4
Median income
$114,988
Median home value
$475,000
Avg household
3.02
Households w/ children
13,499
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Garden market
$585K → $611K
Winter Garden median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
196 of 400
Winter Garden actives have cut their price
Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →
Paper trail
This home's history
Reality check
What actually sold near 4642 PRAIRIE CREEK STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$524,000
5539 BOWMAN DRIVE
3 bd · 3.5 ba · 2,148 sqft · $244/sqft · 126 DOM
Sold · May ’26$502,000
15231 HONEYBELL DRIVE
3 bd · 2 ba · 2,083 sqft · $241/sqft · 600 DOM
Sold · Sep ’25$563,000
15366 SUGAR CITRUS DRIVE
3 bd · 2 ba · 2,066 sqft · $273/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4642 PRAIRIE CREEK STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4642 PRAIRIE CREEK STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4642 PRAIRIE CREEK STREET FAQs
What would the monthly payment be for 4642 PRAIRIE CREEK STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,243/mo — principal and interest, the actual property-tax bill, the $281/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4642 PRAIRIE CREEK STREET?+
The association fee works out to $281 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4642 PRAIRIE CREEK STREET?+
The most recent tax bill on record (2024) was $6,500. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4642 PRAIRIE CREEK STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Garden?+
At $565,000, this home is listed about 2% below the Winter Garden median of $575,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4642 PRAIRIE CREEK STREET?+
Sunridge Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
170 days on market against a Winter Garden median of 41 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Sunridge Elementary, Sunridge Middle, West Orange High — Sunridge Middle rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $599,900, now $565,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE III · Shanta Navarro. MLS #S5144794.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Winter Garden homes, in your inbox
Like 4642 PRAIRIE CREEK STREET but not quite? A daily digest of every new listing in Winter Garden — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Bridget to ping you on any price or status change →