CENTURY 21 Edge
$350,000$410,0003 bd2.5 ba1,731 sqft$202 /sqft$3,026 /mo all-in ↓

3105 AQUA VIRGO LOOP, ORLANDO, FL, 32837

Active150 days on marketListed Mar 4, 2026MLS #S5145091

Priced 10% below the Orlando medianReduced $60KCondominiumCRYSTAL CREEK OF ORLANDO CONDO

About this home

3105 AQUA VIRGO LOOP

Welcome to this inviting townhome featuring a welcoming open front porch that leads you into the formal living and dining areas. The hallway opens to a spacious open-concept kitchen with breakfast bar island, pantry, and leisure area for gatherings. Just off the kitchen is a convenient laundry room with walkout access to a private patio and entry to the garage. A half bath is also located on the first floor. The 2nd floor features a spacious primary suite with an en-suite bath offering dual sinks, a stall shower, and a large walk-in closet. Two additional nicely sized bedrooms each include double closets and ceiling fans for added comfort. A full hall bathroom completes the upper level. Located in the desirable Crystal Creek community, this home offers exceptional convenience to Central Florida’s top destinations. Disney World is approximately 5 miles away, Lake Buena Vista and Disney Springs are about 3 miles away, and Orlando International Airport is just 15 miles away. Schedule your showing today! HOA Benefits = Ample Parking, Water, Pest Control and Exterior and Ground Maintenance is all included!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,731

Sqft

0.04 ac

Lot size

2

Garage

2020

Year built

Two

Levels

$202

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Microwave · Range
InteriorCeiling Fan(s) · Open Floorplan · PrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock
FacesNorth
ExteriorPlayground · Private Entrance · Rain Gutters · Sidewalk

Community & fees

HOA fee$386/mo
Taxes (2024)$3,173/yr
PetsSize Limit, Yes
CommunityPlayground · Sidewalks

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,026 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2024 actual bill$264
Condo fee — from the listing$386
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$3,026/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$264
HOA / condo fee$386
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Orlando actives

$202 vs $250

Days on market

150 vs 34 typical

Where $202/sqft sits among the 400 Orlando actives

93 · this home
130
94
50
6
27
$151–205$205–259$259–314$314–368$368–422$422+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 3105 AQUA VIRGO LOOP

Drive times from this address

Universal Orlando16 min
Walt Disney World18 min
Downtown Orlando19 min
Orlando Int’l Airport (MCO)20 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

171 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% below the Orlando median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $350,000 $60K
Mar 4, 2026Listed at $410,000 · 150 days on market since
2020Built · CRYSTAL CREEK OF ORLANDO CONDO

Reality check

What actually sold near 3105 AQUA VIRGO LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13025 YARDSLEY COURTSold · Jun ’26

$395,000

13025 YARDSLEY COURT

3 bd · 2 ba · 1,728 sqft · $229/sqft · 108 DOM

2531 TANDORI CIRCLESold · May ’26

$399,000

2531 TANDORI CIRCLE

3 bd · 2 ba · 1,721 sqft · $232/sqft · 9 DOM

2431 ROLLING BROAK DRIVESold · Jul ’26

$350,000

2431 ROLLING BROAK DRIVE

3 bd · 2 ba · 1,744 sqft · $201/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Krystina Allen

Your agent

Krystina Allen

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3105 AQUA VIRGO LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3105 AQUA VIRGO LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3105 AQUA VIRGO LOOP FAQs

What would the monthly payment be for 3105 AQUA VIRGO LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,026/mo — principal and interest, the actual property-tax bill, the $386/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3105 AQUA VIRGO LOOP?+

The association fee works out to $386 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3105 AQUA VIRGO LOOP?+

The most recent tax bill on record (2024) was $3,173. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3105 AQUA VIRGO LOOP?+

The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $350,000, this home is listed about 10% below the Orlando median of $390,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the Orlando market on paper

$350,000 is 10% below the Orlando median of $390,000, and at $202/sqft it sits under the Orlando average of $264.

02Time on market is leverage

150 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $410,000, now $350,000 — a $60K cut. The full history is in the market section below.

Listing courtesy of REAL BROKER, LLC · Heather Werner. MLS #S5145091.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3105 AQUA VIRGO LOOP, ORLANDO, FL — 3 Bed, 2.5 Bath — $350,000 | CENTURY 21 Edge