
Lot 4 NW 13th ST, OCALA, FL, 34482
Active133 days on marketListed Mar 27, 2026MLS #S5146658
About this home
Lot 4 NW 13th ST
PRIME LOT IN OCALA ESTATES WITH PAVED ROAD! Great opportunity to own a 0.24-acre = (10,454 sqft) in the rapidly growing Ocala Estates community. Mobile homes on each side of the lot. Zoned R-4, allowing for mobile/manufactured homes or single-family site-built homes. Utilities nearby, NO HOA or deed restrictions. Conveniently located near NW 60th Ave and State Road 40, with quick access to I-75. The area is seeing exciting growth, with new homes being built—great news for future value! Close proximity to the World Equestrian Center, Ocala International Airport, Rainbow Springs, shopping, dining, medical facilities, and everyday conveniences. Approximately 1.5 hours to Daytona Beach and a short drive to Downtown Ocala. Whether you’re ready to build now, invest, or hold for the future, this lot checks all the boxes. Don’t miss your chance to own in one of Ocala’s up-and-coming areas!
Facts & features
The home at a glance
0.24 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$466 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$466/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34482 — neighborhood snapshot
Population
21,824
Median age
52.1
Median income
$71,449
Median home value
$247,600
Avg household
2.28
Households w/ children
1,486
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 83% below the OCALA 34482 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near Lot 4 NW 13th ST
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$50,000
1391 NW 120TH AVENUE · same community
2 bd · 1 ba · 784 sqft · $64/sqft · 115 DOM
Sold · Feb ’26$60,000
11860 NW 21ST STREET · same community
2 bd · 1 ba · 860 sqft · $70/sqft · 24 DOM
Sold · Oct ’25$86,500
908 NW 110TH COURT · same community
3 bd · 1.5 ba · 920 sqft · $94/sqft · 74 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about Lot 4 NW 13th ST — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for Lot 4 NW 13th ST — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
Lot 4 NW 13th ST FAQs
What would the monthly payment be for Lot 4 NW 13th ST?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $466/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on Lot 4 NW 13th ST?+
The most recent tax bill on record (2025) was $254. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $45,000, this home is listed about 85% below the Ocala median of $298,939. The market section on this page shows how the area is trending.
Which schools are assigned to Lot 4 NW 13th ST?+
West Port High School (high), College Park Elementary School (elementary), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THE DISTRICT REAL ESTATE OF FLORIDA · Yesenia Vargas. MLS #S5146658.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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