1328 WATER WILLOW DRIVE, GROVELAND, FL, 34736
Pending120 days on marketListed Apr 13, 2026MLS #S5147719
About this home
1328 WATER WILLOW DRIVE
Take advantage of up to $15,000 in seller-paid closing costs, making homeownership more affordable than ever. This well-maintained home offers 3 bedrooms, 2 bathrooms + a dedicated office, perfectly designed for today’s lifestyle. With approximately 1,600 sqft of living space, the open-concept layout seamlessly connects the kitchen, dining, and living areas ideal for both everyday living and entertaining. The kitchen features granite countertops, stainless steel appliances, and a spacious island with bar seating, creating a functional and inviting space. The primary suite offers comfort and privacy, while the additional bedrooms and office provide flexibility for remote work, guests, or a growing family. Step outside to enjoy a covered and screened lanai, perfect for relaxing or entertaining year-round, overlooking a fully fenced backyard with plenty of space. Additional highlights include a 2-car garage, indoor laundry room, and modern finishes throughout. Conveniently located near shopping, dining, and major highways, this home offers both comfort and accessibility. Don’t miss this opportunity schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,600
Sqft
0.16 ac
Lot size
2
Garage
2018
Year built
One
Levels
$230
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,938 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,938/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.1%
$/sqft vs Groveland actives
$230 vs $202
Days on market
120 vs 47 typical
Where $230/sqft sits among the 227 Groveland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Groveland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Groveland. See the full Groveland guide →
The numbers that matter
The Groveland market
$378K → $405K
Groveland median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
107 of 227
Groveland actives have cut their price
Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the Groveland median. See the full Groveland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1328 WATER WILLOW DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$338,750
1245 WATER WILLOW DRIVE · same community
3 bd · 2 ba · 1,525 sqft · $222/sqft · 15 DOM
Sold · Sep ’25$399,900
1324 WATER WILLOW DRIVE · same community
3 bd · 2 ba · 2,068 sqft · $193/sqft · 118 DOM
Sold · Jan ’26$330,000
1236 WATER WILLOW DRIVE · same community
3 bd · 2.5 ba · 2,218 sqft · $149/sqft · 96 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1328 WATER WILLOW DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1328 WATER WILLOW DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1328 WATER WILLOW DRIVE FAQs
What would the monthly payment be for 1328 WATER WILLOW DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,938/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1328 WATER WILLOW DRIVE?+
The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1328 WATER WILLOW DRIVE?+
The most recent tax bill on record (2025) was $4,661. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1328 WATER WILLOW DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Groveland?+
At $367,999, this home is listed about 7% below the Groveland median of $395,450. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Groveland market on paper
$367,999 is 7% below the Groveland median of $395,450.
02Time on market is leverage
120 days on market against a Groveland median of 47 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $379,999, now $367,999 — a $12K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of VESTI LLC · Jonatan Trillos. MLS #S5147719.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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