1235 ODONIEL LOOP S, LAKELAND, FL, 33809
Active78 days on marketListed May 16, 2026MLS #S5150005
About this home
1235 ODONIEL LOOP S
Welcome to this spacious 3-bedroom, 3-bath home located in Lakeland, offering 2,298 square feet of living space. Designed with an open-concept layout, the living room, dining room, and kitchen flow seamlessly together, creating an ideal setting for entertaining and everyday living. Step outside to your private screened-in pool area where you can relax and enjoy peaceful lake views year-round. With spacious interiors and beautiful outdoor living, this home combines comfort, functionality, and Florida lifestyle living at its best. Don’t miss your opportunity to make this 1 Story with an inground pool and amazing lake views your new home—schedule your private showing today! The home is being sold in as is condition. All buyers must view the home before submitting an offer.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,298
Sqft
1.41 ac
Lot size
2
Garage
1993
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,161 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,161/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$181 vs $192
Days on market
78 vs 33 typical
Where $181/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
The numbers that matter
The Lakeland market
$318K → $320K
Lakeland median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
205 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the Lakeland median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1235 ODONIEL LOOP S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$405,000
1140 ODONIEL LOOP S · same community
4 bd · 2 ba · 2,299 sqft · $176/sqft · 124 DOM
Sold · Aug ’25$370,000
6740 ODONIEL LOOP W · same community
4 bd · 2 ba · 1,967 sqft · $188/sqft · 20 DOM
Sold · Jun ’26$415,000
6918 ODONIEL LOOP W · same community
4 bd · 2 ba · 1,863 sqft · $223/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1235 ODONIEL LOOP S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1235 ODONIEL LOOP S — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1235 ODONIEL LOOP S FAQs
What would the monthly payment be for 1235 ODONIEL LOOP S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,161/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1235 ODONIEL LOOP S?+
The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1235 ODONIEL LOOP S?+
The most recent tax bill on record (2025) was $4,416. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1235 ODONIEL LOOP S?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $415,000, this home is listed about 22% above the Lakeland median of $340,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$415,000 runs 22% above the Lakeland median — but at 2,298 sqft it's also 34% larger than the typical Lakeland listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
78 days on market against a Lakeland median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $435,000, now $415,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTYCITY INC · Jesse Carriedo. MLS #S5150005.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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