1315 MOSS CREEK LN, DAVENPORT, FL, 33896
Active86 days on marketListed May 19, 2026MLS #S5150215
About this home
1315 MOSS CREEK LN
LIVE LIKE A CHAMPION! FULL GOLF MEMBERSHIP INCLUDED IN HOA!!! Absolutely stunning and completely reimagined Monte Carlo floorplan located inside the exclusive gated community of ChampionsGate Country Club! This fully upgraded 5-bedroom, 4-bath luxury residence is truly one-of-a-kind and showcases exceptional craftsmanship and designer-level finishes throughout. From the moment you enter, pride of ownership is undeniable. The home has been extensively renovated with luxury vinyl plank flooring throughout, fresh interior and exterior paint, fully remodeled bathrooms, and high-end custom upgrades that separate this property from anything else on the market. The dramatic stairwell serves as a true showpiece, featuring a breathtaking custom glass railing system with over $30,000 invested into this architectural centerpiece alone, creating a sleek modern aesthetic rarely found in ChampionsGate Country Club. The grand foyer with soaring ceilings opens into expansive living and dining spaces designed perfectly for entertaining and everyday luxury living. The gourmet kitchen is beautifully appointed with upgraded cabinetry, premium countertops, stainless steel appliances, and an open-concept design overlooking the spacious family room and dining area. Natural light pours throughout the home, highlighting the extensive upgrades and clean modern finishes. All bathrooms have been thoughtfully renovated with upscale finishes and designer touches. The oversized primary suite offers a true luxury retreat with expansive space, spa-inspired bathroom features, and generous closet space. Every bedroom throughout the home reflects the same level of quality and attention to detail. Step outside to enjoy Florida living at its finest with a beautifully maintained exterior and private outdoor living space perfect for relaxing or entertaining guests. ChampionsGate Country Club offers one of the most complete lifestyle packages in Central Florida. Your HOA includes full golf membership, tennis, pickleball, access to The Oasis Club, The Plaza, and the Retreat Club water park, gated entries with 24-hour manned security, complete lawn care, cable, phone, internet, monitored security, and a $75 monthly Plaza food and beverage credit. Golf carts are welcome throughout the community. Residents enjoy access to the Oasis Club, a 14,000+ sq. ft. resort-style amenity center featuring a restaurant, movie theater, fitness center, game room, tiki bar, lazy river, waterslides, cabanas, and more. The Plaza, the exclusive residents-only clubhouse, features another restaurant, bar, fitness center, game room, pickleball courts, and multiple pools. The Retreat Club water park adds yet another incredible resort-style amenity for owners and guests to enjoy. Located just minutes from world-class golf, Disney, premier shopping, dining, and major highways, this home offers the ultimate blend of luxury, convenience, and resort-style living.This is not just another Monte Carlo — this is a fully customized luxury showcase home.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,241
Sqft
0.17 ac
Lot size
3
Garage
2014
Year built
Two
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,180 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,180/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−25.6%
$/sqft vs Davenport actives
$193 vs $191
Days on market
86 vs 56 typical
Where $193/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Champions Gate, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,293/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Champions Gate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Champions Gate is a short-term-rental community. See the full guide →
Champions Gate — neighborhood snapshot
Population
2,029
Median age
38
Median income
$101,226
Median home value
$429,800
Avg household
3
Households w/ children
214
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
183 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% above the DAVENPORT 33896 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 1315 MOSS CREEK LN
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$537,500
115 Essex Pl, Davenport FL 33896
5 bd · 4 ba · 3,221 sqft · $167/sqft · 190 DOM
Sold · Feb ’26$537,500
115 ESSEX PLACE
5 bd · 4 ba · 3,221 sqft · $167/sqft · 188 DOM
Sold · Mar ’26$495,000
1614 MOON VALLEY DRIVE
6 bd · 5 ba · 3,291 sqft · $150/sqft · 204 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 1315 MOSS CREEK LN — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1315 MOSS CREEK LN — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1315 MOSS CREEK LN FAQs
What would the monthly payment be for 1315 MOSS CREEK LN?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,180/mo — principal and interest, the actual property-tax bill, the $889/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1315 MOSS CREEK LN?+
The association fee works out to $889 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1315 MOSS CREEK LN?+
The most recent tax bill on record (2025) was $6,286. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 1315 MOSS CREEK LN be rented short-term?+
Yes — this home sits inside Champions Gate, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 1315 MOSS CREEK LN?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $625,000, this home is listed about 60% above the Davenport median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1315 MOSS CREEK LN?+
Westside K-8 School (elementary), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$625,000 runs 69% above the DAVENPORT 33896 median — but at 3,241 sqft it's also 65% larger than the typical Davenport listing.
02Zoned for nightly rentals
Champions Gate is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Know the monthly fee
The association fee is $889/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of CHAMPIONSGATE REALTY · Matthew Link. MLS #S5150215.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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