478 BALBOA DRIVE, KISSIMMEE, FL, 34759
Pending81 days on marketListed May 23, 2026MLS #S5150443
About this home
478 BALBOA DRIVE
This exceptional Carnegie offers the perfect blend of elegance, comfort, and resort-style living. Thoughtfully designed with a spacious split floor plan, higher ceilings, and abundant natural light, the home showcases refined finishes and timeless sophistication throughout. Freshly painted throughout in May 2026 and featuring brand-new carpet in all bedrooms installed in May 2026, the home is truly move-in ready. The beautifully appointed kitchen offers gorgeous granite countertops, stainless steel appliances, convenient pullout cabinetry, a spacious pantry, and a charming eat-in dining area ideal for casual meals and entertaining. The expansive bonus room provides incredible flexibility as a family room, office, media room, or hobby space and is enhanced by elegant plantation shutters. The large primary ensuite serves as a peaceful retreat featuring separate soaking tub and shower areas along with two generous walk-in closets. Spacious guest accommodations and thoughtfully designed living areas provide both comfort and privacy for family and visitors alike. Contact Listing Agent for information on Solar Panels. Expansive sliding doors lead to a very large private screened lanai, creating seamless indoor-outdoor living perfect for relaxing or entertaining while enjoying the Florida lifestyle. With attractive curb appeal and a desirable location close to the Village within Solivita, this home offers convenient access to world-class amenities, golf, dining, fitness centers, walking trails, and the exceptional active adult lifestyle the community is known for. Solivita is an award winning 55+ community featuring over 4200 acres of wetlands, parks and lakes, 150,000 sq ft of state of the art amenities and work out facilities, 14 heated swimming pools, 2 heated spas, 2 dog parks, tennis courts, pickleball courts, shuffleboard, bocce ball, billiards room, art gallery, community garden, 3 restaurants and 2 championship 18-hole golf courses. The large ball room hosts almost nightly events and the more than 200 clubs will ensure that you can find something fun to do! Join the travel club, the pizza club, the Disney club or do nothing at all while you sit peacefully in one of the many quiet park settings. Voted one of the top 6 communities in America, Solivita is close to the theme parks and all the wonderful adventures that Central Florida has to offer. Solivita is a little piece of paradise. Call us today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
2,038
Sqft
0.15 ac
Lot size
2
Garage
2002
Year built
One
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,922 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,922/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.5%
Days on market
81 vs 55 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Solivita
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Solivita — neighborhood snapshot
Population
7,195
Median age
69
Median income
$65,133
Median home value
$323,540
Avg household
2
Households w/ children
196
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% above the KISSIMMEE 34759 median. See the full Kissimmee market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 478 BALBOA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 478 BALBOA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
478 BALBOA DRIVE FAQs
What would the monthly payment be for 478 BALBOA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,922/mo — principal and interest, the actual property-tax bill, the $276/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 478 BALBOA DRIVE?+
The association fee works out to $276 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 478 BALBOA DRIVE?+
The most recent tax bill on record (2025) was $3,328. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 478 BALBOA DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $349,000, this home is listed about 8% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 478 BALBOA DRIVE?+
Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$349,000 runs 59% above the KISSIMMEE 34759 median.
02Garden & Park/Greenbelt views
The garden and park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $359,000, now $349,000 — a $10K cut. The full history is in the market section below.
Listing courtesy of FAIRWAY REALTY OF SOLIVITA · Elizabeth Lambrides. MLS #S5150443.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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