CENTURY 21 Edge
Short-Term Rental Eligible
$579,500$590,0005 bd3 ba3,369 sqft$172 /sqft$4,162 /mo all-in ↓

2721 CAMDEN LANE, DAVENPORT, FL, 33837

Active61 days on marketListed Jun 12, 2026MLS #S5151617

Reduced $11KSingle Family ResidenceCAMDEN PK/PROVIDENCE-PH 4

About this home

2721 CAMDEN LANE

Welcome to 2721 Camden Lane, a spacious and beautifully maintained 5-bedroom, 3-bath home located in the desirable gated golf community of Providence in Davenport. Built in 2022, this two-story residence offers over 3,300 heated square feet, a 3-car garage, and a functional open floor plan designed for comfortable everyday living and entertaining. The main living area features high ceilings, ceramic tile flooring, abundant natural light, and an open-concept layout connecting the family room, dining area, and kitchen. The kitchen offers modern cabinetry, stainless steel appliances, a large island with seating, pantry space, and excellent flow into the main gathering areas. A downstairs bedroom and full bath provide flexibility for guests, multi-generational living, or a private home office. Upstairs, the home continues with a spacious loft/game room, generous secondary bedrooms, and a large primary suite with a walk-in closet and an oversized bathroom featuring dual vanities, a soaking tub, and separate shower. The laundry room is conveniently located upstairs near the bedrooms. Enjoy Florida outdoor living from the covered rear patio and extended paved area overlooking a conservation-style backdrop, offering added privacy and peaceful views. The home sits on a cul-de-sac lot near the golf course and includes solar, public utilities, inside laundry, washer and dryer, and a 3-car attached garage. Providence offers resort-style amenities including a 24-hour guarded gate, clubhouse, community pool, fitness center, dog park, playground, tennis courts, sidewalks, restaurant, golf cart-friendly streets, and access to the golf community lifestyle. Conveniently located near major roadways, shopping, dining, theme parks, and Central Florida attractions, this home offers the space, location, and community amenities buyers are looking for.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

3,369

Sqft

0.18 ac

Lot size

3

Garage

2022

Year built

Two

Levels

$172

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorHigh Ceilings · Open Floorplan · Other · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesSouth
ParkingTandem
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$147/mo
Taxes (2025)$6,135/yr
PetsBreed Restrictions, Yes
CommunityLake · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Solar · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,162 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,127
PMI (est., until 20% equity)$217
Property tax — 2025 actual bill$511
HOA fee — from the listing$147
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,950Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,950
Interest rate6.00%
Loan term

Estimated payment

$4,162/mo

Principal & interest$3,127
PMI (est., until 20% equity)$217
Property taxes (actual bill)$511
HOA / condo fee$147
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $580K
$509KedgeAI estimate $726,526 · range $530K$1.1M$1.2M

vs edgeAI estimate

−20.2%

$/sqft vs Davenport actives

$172 vs $191

Days on market

61 vs 56 typical

Where $172/sqft sits among the 400 Davenport actives

66
89 · this home
94
70
37
44
$147–165$165–183$183–200$200–218$218–236$236+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Providence, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityProvidence
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,298/mo median

MarketDavenport
Annual gross at median$27,576
Gross yield on this price4.8%
Homes for rent right now547

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Providence

Map of 2721 CAMDEN LANE inside its neighborhood boundary

Drive times from this address

Walt Disney World30 min
Universal Orlando40 min
Downtown Orlando47 min
Orlando Int’l Airport (MCO)51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Providence is a short-term-rental community. See the full guide →

DAVENPORT 33837 — neighborhood snapshot

Population

45,144

Median age

37.7

Median income

$75,861

Median home value

$297,700

Avg household

2.96

Households w/ children

5,646

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$350K$370K

Davenport median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

181 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 79% above the DAVENPORT 33837 median. See the full Davenport market guide →

Paper trail

This home's history

CurrentPrice reduced to $579,500 $11K
Jun 12, 2026Listed at $590,000 · 61 days on market since
2022Built · CAMDEN PK/PROVIDENCE-PH 4

Reality check

What actually sold near 2721 CAMDEN LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2872 CAMDEN WAYSold · May ’26

$542,000

2872 CAMDEN WAY · same community

5 bd · 3.5 ba · 3,301 sqft · $164/sqft · 45 DOM

4038 EASTMINSTER ROADSold · May ’26

$484,490

4038 EASTMINSTER ROAD

4 bd · 3.5 ba · 2,911 sqft · $166/sqft · 64 DOM

4054 EASTMINSTER ROADSold · May ’26

$495,490

4054 EASTMINSTER ROAD

4 bd · 3.5 ba · 2,911 sqft · $170/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Erwin Vazquez

Your agent

Erwin Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2721 CAMDEN LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2721 CAMDEN LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2721 CAMDEN LANE FAQs

What would the monthly payment be for 2721 CAMDEN LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,162/mo — principal and interest, the actual property-tax bill, the $147/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2721 CAMDEN LANE?+

The association fee works out to $147 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2721 CAMDEN LANE?+

The most recent tax bill on record (2025) was $6,135. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 2721 CAMDEN LANE be rented short-term?+

Yes — this home sits inside Providence, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 2721 CAMDEN LANE?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $579,500, this home is listed about 49% above the Davenport median of $389,970. The market section on this page shows how the area is trending.

Which schools are assigned to 2721 CAMDEN LANE?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$579,500 runs 79% above the DAVENPORT 33837 median — but at 3,369 sqft it's also 72% larger than the typical Davenport listing.

02Zoned for nightly rentals

Providence is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03The price has already moved

Listed at $590,000, now $579,500 — a $11K cut. The full history is in the market section below.

Listing courtesy of LA ROSA REALTY LLC · Marcelo Machado. MLS #S5151617.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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