1221 SW 5TH STREET, OCALA, FL, 34471
Active51 days on marketListed Jun 18, 2026MLS #S5152143
About this home
1221 SW 5TH STREET
Beautifully maintained and move-in ready, this charming Ocala residence combines comfort, functionality, and timeless appeal. Thoughtfully designed, the home features inviting living spaces and attractive finishes throughout, creating a warm and welcoming atmosphere perfect for everyday living and entertaining alike. The well-planned layout offers both convenience and versatility, making it easy to feel right at home from the moment you step inside. Ideally located near major roadways, shopping, dining, and local amenities, this property provides easy access to everything Ocala has to provide while maintaining the comfort of a peaceful residential setting. Whether you're looking for a primary residence or a place to enjoy Florida living, this home presents a wonderful opportunity to enjoy comfort, convenience, and lasting value.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,900
Sqft
0.18 ac
Lot size
2
Garage
2025
Year built
One
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,240 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,240/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.7%
$/sqft vs Ocala actives
$171 vs $187
Days on market
51 vs 52 typical
Where $171/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34471 — neighborhood snapshot
Population
26,031
Median age
44.2
Median income
$60,283
Median home value
$292,200
Avg household
2.31
Households w/ children
2,491
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
161 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the OCALA 34471 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 1221 SW 5TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$240,000
419 SW 13 AVENUE · same community
3 bd · 2 ba · 1,366 sqft · $176/sqft · 1 DOM
Sold · Aug ’25$178,000
1507 SW 4TH STREET · same community
3 bd · 1 ba · 1,144 sqft · $156/sqft · 61 DOM
Sold · Mar ’26$330,000
2475 SW 7TH AVENUE
3 bd · 2 ba · 2,028 sqft · $163/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1221 SW 5TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1221 SW 5TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1221 SW 5TH STREET FAQs
What would the monthly payment be for 1221 SW 5TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,240/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1221 SW 5TH STREET?+
The most recent tax bill on record (2025) was $277. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $325,000, this home is listed about 9% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1221 SW 5TH STREET?+
Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Tatiana Bustamante. MLS #S5152143.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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