3170 ZAHARIAS DRIVE, ORLANDO, FL, 32837
Pending41 days on marketListed Jul 1, 2026MLS #S5152735
About this home
3170 ZAHARIAS DRIVE
Experience luxury living with beautiful water and golf course views in the exclusive Fairways gated community, in Hunters Creek. This elegant 5-bedroom, 4-bathroom residence features a private office, a sparkling pool, and refined details throughout, including a double-sided fireplace and upgraded bathrooms with new quartz countertops. The master bath offers a serene retreat, while the kitchen shines with stainless steel appliances and a modern cooktop. A spacious 3-car garage adds convenience and storage. Enjoy breathtaking backyard views and an unbeatable location near The Loop, top dining, and entertainment. This stunning property was beatifully renovated Contact your REALTOR today to schedule a showing.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,177
Sqft
0.25 ac
Lot size
3
Garage
1995
Year built
Two
Levels
$256
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,809 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,809/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hunters Creek Golf Course
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Hunters Creek Golf Course — neighborhood snapshot
Population
2,595
Median age
51
Median income
$97,671
Median home value
$298,028
Avg household
2
Households w/ children
208
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 307% above the ORLANDO 32837 median. See the full Orlando market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3170 ZAHARIAS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3170 ZAHARIAS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3170 ZAHARIAS DRIVE FAQs
What would the monthly payment be for 3170 ZAHARIAS DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,809/mo — principal and interest, the actual property-tax bill, the $179/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3170 ZAHARIAS DRIVE?+
The association fee works out to $179 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3170 ZAHARIAS DRIVE?+
The most recent tax bill on record (2025) was $9,206. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3170 ZAHARIAS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $814,900, this home is listed about 107% above the Orlando median of $392,950. The market section on this page shows how the area is trending.
Which schools are assigned to 3170 ZAHARIAS DRIVE?+
Hunters Creek Middle (middle), Endeavor Elementary (elementary), Freedom High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$814,900 runs 307% above the ORLANDO 32837 median — but at 3,177 sqft it's also nearly twice the size of the typical Orlando listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Hunters Creek Middle, Endeavor Elementary, Freedom High — Hunters Creek Middle rates 4 of 5. Always verify assignments with the district.
Listing courtesy of MY REALTY GROUP, LLC. · Silvia De Leon. MLS #S5152735.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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