2231 WATER STREET, SANFORD, FL, 32771
Pending34 days on marketListed Jul 9, 2026MLS #S5153390
About this home
2231 WATER STREET
Positioned at the end of a quiet, family friendly, dead end street; this, recently renovated, modern home offers: four bedrooms, a split floor plan, vaulted ceilings, good size private yard with mature woodland, new carpets in all bedrooms, luxury vinyl plank in living areas, new stove and fresh paint inside and out. Conveniently located around 30 mins from Orlando, 35 mins to New Smyrna beach, less than 5 mins from Sanford International airport and a short walk to Midway Elementary and Millennium Middle Schools.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,251
Sqft
0.2 ac
Lot size
1
Garage
2005
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,931 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,931/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32771 — neighborhood snapshot
Population
59,708
Median age
38.7
Median income
$74,520
Median home value
$332,500
Avg household
2.66
Households w/ children
7,359
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $380K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the SANFORD 32771 median. See the full Sanford market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2231 WATER STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2231 WATER STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2231 WATER STREET FAQs
What would the monthly payment be for 2231 WATER STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,931/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2231 WATER STREET?+
The most recent tax bill on record (2025) was $2,267. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sanford?+
At $249,900, this home is listed about 35% below the Sanford median of $384,999. The market section on this page shows how the area is trending.
Which schools are assigned to 2231 WATER STREET?+
Goldsboro Elementary Magnet (elementary), Idyllwilde Elementary School (elementary), Bentley Elementary School (elementary), Seminole High School (high), Wilson Elementary School (elementary), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of IRIS INTERNATIONAL · Reeve Leventhal. MLS #S5153390.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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