
243 HAYLEY STREET, WINTER HAVEN, FL, 33884
Active13 days on marketListed Aug 2, 2026MLS #S5154861
About this home
243 HAYLEY STREET
Welcome Home! Introducing this spacious Hartford floor plan, a stunning single-family home located in the newly developed Peace Creek Reserve Community in Winter Haven, FL. This beautifully designed home features an open-concept floor plan with 4 bedrooms and 2 baths, offering 1,936 square feet of spacious, light-filled living space. The open layout is perfect for modern family living, creating a seamless flow throughout the home. The kitchen is a chef's dream, equipped with high-end quartz countertops, energy-efficient stainless-steel appliances, and ample cabinet space for all your storage and preparation needs. An island with a gorgeous quartz countertop provides a comfortable spot for casual dining. The expansive family and dining combo area is ideal for family gatherings and activities. The master bedroom is a serene retreat with plenty of natural light, and the en-suite bathroom features a large shower area and a dual-sink vanity. A generous walk-in closet in the master en-suite offers ample storage space. Three well-sized guest bedrooms share a full bathroom with a double vanity. A washer and dryer are conveniently included in the laundry room. The Peace Creek Reserve Community offers fantastic amenities, including a tot lot and a large pool. Additionally, a newly launched school is conveniently located at the entrance of the community. Don't miss the opportunity to make this beautiful house your new residency! ONLY Qualified applicants will be allowed to view the property. Applicants Criteria: 1) Credit Score: 600+; 2) Income: at least three times the rent ($2,000 * 3 = 6,000/month); 3) NO Bankruptcy or Eviction History; and 4) ONLY small pets allowed.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,936
Sqft
0.13 ac
Lot size
2
Garage
2024
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Winter Haven actives
$1 vs $169
Days on market
13 vs 49 typical
Where $1/sqft sits among the 400 Winter Haven actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Haven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
WINTER HAVEN 33884 — neighborhood snapshot
Population
36,395
Median age
45.3
Median income
$70,516
Median home value
$269,400
Avg household
2.58
Households w/ children
3,777
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$283K → $280K
Winter Haven median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
210 of 400
Winter Haven actives have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the WINTER HAVEN 33884 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 243 HAYLEY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$335,000
5006 ABIGAIL DRIVE
4 bd · 2 ba · 1,938 sqft · $173/sqft · 0 DOM
Sold · Jun ’26$289,990
5036 ABIGAIL DRIVE
4 bd · 2.5 ba · 1,938 sqft · $150/sqft · 21 DOM
Sold · Dec ’25$283,809
5039 ABIGAIL DRIVE
4 bd · 2.5 ba · 1,938 sqft · $146/sqft · 189 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 243 HAYLEY STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 243 HAYLEY STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
243 HAYLEY STREET FAQs
What would the monthly payment be for 243 HAYLEY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 243 HAYLEY STREET?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $2,000, this home is listed about 99% below the Winter Haven median of $284,995. The market section on this page shows how the area is trending.
Which schools are assigned to 243 HAYLEY STREET?+
Elbert Elementary School (elementary), Winter Haven Senior High School (high), Denison Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of YELLOW MOUNTAIN REALTY, LLC · James Li. MLS #S5154861.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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