CENTURY 21 Edge
$1,649,0003 bd3 ba2,431 sqft$678 /sqft$9,766 /mo all-in ↓

3807 S SEMORAN BOULEVARD, ORLANDO, FL, 32822

Active3 days on marketListed Aug 5, 2026MLS #S5155036

WaterfrontSingle Family ResidenceGOLDENROD/PERSHING

About this home

3807 S SEMORAN BOULEVARD

Drive down the long private road surrounded by indigenous plants and trees, taking you out of the city and to your own very secluded lakefront oasis. As you pull into the driveway you will see the amazing newly built modern contemporary lake front home. The beautiful Brazilian hardwood sided house will impress everyone that comes to visit you. The first floor boasts two bedrooms and two baths A gym and laundry room. The contemporary design comes through in the floating staircase and the polished cement floors. Climb the stairs to enter the open concept main floor including the large primary suite. The large windows giving you the lake views that you have been looking for. The second floor oversized deck with an Argentinian fireplace/BBQ, will be the place to entertain your guests. Don't miss your opportunity to be the owner of this one of a kind home.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,431

Sqft

0.73 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$678

Per sqft

WaterfrontFireplaceWater viewNegotiable

Inside

FlooringConcrete · Marble · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Indoor Grill · Microwave · Refrigerator · Washer · Water Purifier · Water Softener · Wine Refrigerator
InteriorBuilt-in Features · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Stone Counters
LaundryGas Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofMembrane
ConstructionBlock
FoundationBlock · Slab
ViewWater
FacesNorth
ParkingBoat · Covered · Driveway · Electric Vehicle Charging Station(s) · Garage Door Opener · Oversized · RV Parking
ExteriorSliding Doors

Community & fees

Taxes (2025)$1,079/yr

Utilities & systems

UtilitiesElectricity Connected · Propane · Sewer Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,766 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,898
PMI (est., until 20% equity)$618
Property tax — 2025 actual bill$90
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $164,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $164,900
Interest rate6.00%
Loan term

Estimated payment

$9,766/mo

Principal & interest$8,898
PMI (est., until 20% equity)$618
Property taxes (actual bill)$90
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Orlando actives

$678 vs $251

Days on market

3 vs 42 typical

Where $678/sqft sits among the 400 Orlando actives

172
149
37
20
10
12 · this home
$151–239$239–327$327–415$415–502$502–590$590+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 3807 S SEMORAN BOULEVARD

Drive times from this address

Downtown Orlando11 min
Orlando Int’l Airport (MCO)16 min
Universal Orlando24 min
Walt Disney World36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

ORLANDO 32822 — neighborhood snapshot

Population

67,636

Median age

37.8

Median income

$52,944

Median home value

$222,000

Avg household

2.74

Households w/ children

7,427

For the school run

Orange County School District

ElementaryVentura Elementary★★★★
MiddleRoberto Clemente Middle★★★★
HighColonial High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

178 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 964% above the ORLANDO 32822 median. See the full Orlando market guide →

Paper trail

This home's history

Aug 5, 2026Listed at $1,649,000 · 3 days on market since
2023Built · GOLDENROD/PERSHING

Reality check

What actually sold near 3807 S SEMORAN BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5208 PHILLIPS OAKS LANESold · Jan ’26

$540,000

5208 PHILLIPS OAKS LANE

4 bd · 2.5 ba · 2,530 sqft · $213/sqft · 85 DOM

4220 LILLIAN HALL LANESold · Mar ’26

$615,000

4220 LILLIAN HALL LANE

4 bd · 3 ba · 2,325 sqft · $265/sqft · 4 DOM

4047 LILLIAN HALL LANESold · Jul ’26

$575,000

4047 LILLIAN HALL LANE

4 bd · 3 ba · 2,704 sqft · $213/sqft · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3807 S SEMORAN BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3807 S SEMORAN BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3807 S SEMORAN BOULEVARD FAQs

What would the monthly payment be for 3807 S SEMORAN BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,766/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3807 S SEMORAN BOULEVARD?+

The most recent tax bill on record (2025) was $1,079. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Orlando?+

At $1,649,000, this home is listed about 318% above the Orlando median of $394,500. The market section on this page shows how the area is trending.

Which schools are assigned to 3807 S SEMORAN BOULEVARD?+

Ventura Elementary (elementary), Roberto Clemente Middle (middle), Colonial High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,649,000 runs 964% above the ORLANDO 32822 median — but at 2,431 sqft it's also 52% larger than the typical Orlando listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 3 days on market in a Orlando market that averages 42 — if it fits, move quickly.

Listing courtesy of MBT REALTY LLC · Maureen Santelises. MLS #S5155036.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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