
437 WATERFORD DRIVE, LAKE ALFRED, FL, 33850
Active8 days on marketListed Aug 26, 2026MLS #S5155719
About this home
437 WATERFORD DRIVE
Welcome to your new sanctuary in Lake Alfred! This beautifully designed two-story home features 4 spacious bedrooms and 3 well-appointed bathrooms, perfect for families seeking comfort and style. As you step inside, you’ll be greeted by a generous living area adorned with tile flooring, creating a bright and inviting atmosphere. The open-concept layout seamlessly connects the living space to the modern kitchen, equipped with essential appliances including a refrigerator, range, dishwasher, and microwave. The adjacent dining area offers a perfect spot for family meals and entertaining guests, and a sliding door provides easy access to the exterior, where a charming patio awaits. Step outside to discover a spacious yard, ideal for outdoor activities, gardening, or simply unwinding in the Florida sunshine. This home is perfect for creating lasting memories both indoors and outdoors. Venture upstairs to find a versatile loft area, perfect for a home office, playroom, or cozy reading nook. The expansive master bedroom is found nearby. The master bathroom boasts dual vanity sinks, a luxurious stand-up shower, and an ample walk-in closet, offering both convenience and elegance. The additional bedrooms are conveniently located, providing ample space for family or guests. The last bathroom features a convenient shower-tub combo, making it easy for everyone to enjoy. For added convenience, the laundry room is located nearby, making chores a breeze. This lovely home is situated in a vibrant community that offers a range of amenities, including a refreshing community pool, a playground, and a dog park for your furry friends. With its ideal location, you’ll enjoy easy access to local shopping, dining, and recreation. Don’t miss your chance to make this delightful property your new home! Schedule a showing today and experience the perfect blend of comfort, style, and community living in Lake Alfred.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,217
Sqft
0.11 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake Alfred actives
$1 vs $186
Days on market
8 vs 58 typical
Where $1/sqft sits among the 117 Lake Alfred actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Alfred
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Alfred. See the full Lake Alfred guide →
LAKE ALFRED 33850 — neighborhood snapshot
Population
9,825
Median age
43.5
Median income
$53,877
Median home value
$215,700
Avg household
2.49
Households w/ children
1,055
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Alfred market
$311K → $322K
Lake Alfred median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
54 of 117
Lake Alfred actives have cut their price
Median sold price, Lake Alfred, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LAKE ALFRED 33850 median. See the full Lake Alfred market guide →
Paper trail
This home's history
Reality check
What actually sold near 437 WATERFORD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$424,900
3335 CHINOTTO DRIVE
4 bd · 2.5 ba · 2,194 sqft · $194/sqft · 291 DOM
Sold · Oct ’25$352,490
3428 CHINOTTO DRIVE
4 bd · 3 ba · 2,174 sqft · $162/sqft · 6 DOM
Sold · Sep ’25$360,990
3489 CHINOTTO DRIVE
4 bd · 3 ba · 2,174 sqft · $166/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 437 WATERFORD DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 437 WATERFORD DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
437 WATERFORD DRIVE FAQs
What would the monthly payment be for 437 WATERFORD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 437 WATERFORD DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Alfred?+
At $2,150, this home is listed about 99% below the Lake Alfred median of $356,950. The market section on this page shows how the area is trending.
Which schools are assigned to 437 WATERFORD DRIVE?+
Lake Alfred Polytech Academy (middle), Lake Alfred Elementary School (elementary), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RENTAL AND REALTY GROUP · Jordan Leventhal. MLS #S5155719.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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