209 MACAULAYS COVE, HAINES CITY, FL, 33844
Active26 days on marketListed Aug 25, 2026MLS #S5156253
About this home
209 MACAULAYS COVE
Welcome to this stunning fully-furnished vacation pool home tucked inside the gated, resort-style community of Balmoral Resort. This turnkey property is set up for luxury living or short-term rental income, offering dual primary suites — one conveniently located on the main floor and a second upstairs — giving guests or family members privacy and flexibility. The open-concept main living area flows seamlessly from the great room into a chef-ready kitchen featuring quartz countertops, a large island, and stainless steel appliances. Triple sliding glass doors lead out to a covered, screened lanai and a private screened pool overlooking tranquil water views — the perfect spot to unwind after a day at the parks. Two additional bedrooms upstairs each enjoy their own en-suite bathroom, so every bedroom in the home has private bath access. Balmoral Resort delivers true resort-caliber amenities: a lagoon-style pool and water park, splash pad, mini-golf, soccer field, clubhouse with game room and fitness center, hot tub, andmore. HOA dues typically cover high-speed internet, cable, lawn care, and pest control, making ownership low-maintenance whether it's a primary residence, second home, or investment property. Ideally located just off Highway 27 — about 15 minutes to LEGOLAND Florida and roughly 30 minutes to Walt Disney World, Universal Studios, and the outlet malls — this home puts Central Florida's top attractions within easy reach while offering a peaceful retreat to come home to.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,404
Sqft
0.22 ac
Lot size
2
Garage
2020
Year built
Two
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,904 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,904/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.3%
$/sqft vs BALMORAL ESTATES
$162 vs $173
Days on market
26 vs 46 typical
Where $162/sqft sits among the 12 homes for sale in BALMORAL ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Balmoral, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Balmoral
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Balmoral is a short-term-rental community. See the full guide →
HAINES CITY 33844 — neighborhood snapshot
Population
49,133
Median age
39.4
Median income
$60,426
Median home value
$212,700
Avg household
2.9
Households w/ children
5,568
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $309K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
5 of 12
BALMORAL ESTATES have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 209 MACAULAYS COVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$320,000
204 KENNY BLVD · same community
4 bd · 4.5 ba · 2,404 sqft · $133/sqft · 155 DOM
Sold · Jun ’26$315,000
233 MACAULAY S COVE · same community
4 bd · 4.5 ba · 2,404 sqft · $131/sqft · 252 DOM
Sold · May ’26$370,000
207 MACAULAYS COVE · same community
4 bd · 4.5 ba · 2,404 sqft · $154/sqft · 166 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 209 MACAULAYS COVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 209 MACAULAYS COVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
209 MACAULAYS COVE FAQs
What would the monthly payment be for 209 MACAULAYS COVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,904/mo — principal and interest, the actual property-tax bill, the $686/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 209 MACAULAYS COVE?+
The association fee works out to $686 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 209 MACAULAYS COVE?+
The most recent tax bill on record (2025) was $7,081. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 209 MACAULAYS COVE be rented short-term?+
Yes — this home sits inside Balmoral, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 209 MACAULAYS COVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $390,000, this home is listed about 24% above the Haines City median of $313,995. The market section on this page shows how the area is trending.
Which schools are assigned to 209 MACAULAYS COVE?+
Ridge Community High School (high), Horizons Elementary School (elementary), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$390,000 runs 35% above the HAINES CITY 33844 median — but at 2,404 sqft it's also 35% larger than the typical Haines City listing.
02Zoned for nightly rentals
Balmoral is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Know the monthly fee
The association fee is $686/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of SIGNATURE COLLECTION REALTY IN · Philippa Murray. MLS #S5156253.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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