CENTURY 21 Edge

US HIGHWAY 17/92 W, HAINES CITY, FL, 33844

Active25 days on marketListed Aug 26, 2026MLS #S5156402

WaterfrontRIGGINS H S SUB

About this home

US HIGHWAY 17/92 W

RARE WATERFRONT COMMERCIAL OPPORTUNITY ON THE CHAIN OF LAKES! Discover the potential of this exceptional commercial parcel strategically positioned at the northern end of the renowned Chain of Lakes, offering direct frontage on Lake Haines and an extraordinary opportunity for investors, developers, and entrepreneurs. The physical address is Haines City per the property appraiser however the parcel is in the City of Lake Alfred jurisdiction. This unique property provides access to an expansive portion of Lake Haines, with ownership interests encompassing more than 16 acres of the lake, creating an exceptional waterfront advantage and exciting possibilities for future development, subject to zoning and all applicable approvals. The parcel also extends eastward along the shoreline, providing additional lake access, privacy, and waterfront appeal. Few commercial properties can bring this combination of highway visibility, acreage, waterfront access, and lake ownership in one location. The property is fully fenced and offers excellent visibility along US Highway 17/92. Adjacent properties are also available for purchase at the time of listing, creating an exciting opportunity for an investor or developer interested in assembling additional acreage and maximizing the property’s long-term potential. HIGHWAY FRONTAGE. WATERFRONT. LAKE OWNERSHIP. DEVELOPMENT POTENTIAL. This is not simply a piece of land—it’s an opportunity to secure a strategic waterfront position in a growing Central Florida market. Opportunities of this caliber are rare. Bring your vision and make your move! Buyer and Buyer’s Agent to independently verify zoning, permitted uses, dimensions, utilities, environmental conditions, lake ownership/access, development potential, and all applicable requirements with the appropriate governmental authorities.

Facts & features

The home at a glance

1.07 ac

Lot size

Waterfront

Inside

Outside & construction

Community & fees

Taxes (2025)$1,405/yr

Utilities & systems

UtilitiesElectrical Nearby · Water Available
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,777 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property tax — 2025 actual bill$117
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,825Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,825
Interest rate6.00%
Loan term

Estimated payment

$2,777/mo

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property taxes (actual bill)$117
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Haines City

Drive times from this address

Walt Disney World28 min
Universal Orlando39 min
Downtown Orlando45 min
Orlando Int’l Airport (MCO)49 min
Downtown Tampa65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Haines City. See the full Haines City guide →

HAINES CITY 33844 — neighborhood snapshot

Population

49,133

Median age

39.4

Median income

$60,426

Median home value

$212,700

Avg household

2.9

Households w/ children

5,568

For the school run

Polk County School District

HighRidge Community High School★★★★
ElementaryHorizons Elementary School★★★★
MiddleLake Alfred Polytech Academy★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Haines City market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$319K$309K

Haines City median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% above the HAINES CITY 33844 median. See the full Haines City market guide →

Paper trail

This home's history

Aug 26, 2026Listed at $395,000 · 25 days on market since

Reality check

What actually sold near US HIGHWAY 17/92 W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

352 W GRAHAM PARK DRIVESold · Sep ’25

$200,000

352 W GRAHAM PARK DRIVE

3 bd · 2 ba · 1,127 sqft · $177/sqft · 168 DOM

107 S 1ST STREETSold · Apr ’26

$199,000

107 S 1ST STREET

3 bd · 1 ba · 1,140 sqft · $175/sqft · 71 DOM

1302 MOSS AVENUESold · Oct ’25

$250,000

1302 MOSS AVENUE

3 bd · 2 ba · 1,276 sqft · $196/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about US HIGHWAY 17/92 W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for US HIGHWAY 17/92 W — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

US HIGHWAY 17/92 W FAQs

What would the monthly payment be for US HIGHWAY 17/92 W?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,777/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on US HIGHWAY 17/92 W?+

The most recent tax bill on record (2025) was $1,405. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Haines City?+

At $395,000, this home is listed about 26% above the Haines City median of $313,995. The market section on this page shows how the area is trending.

Which schools are assigned to US HIGHWAY 17/92 W?+

Ridge Community High School (high), Horizons Elementary School (elementary), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EMPIRE NETWORK REALTY · Maria Baez. MLS #S5156402.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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