
US HIGHWAY 17/92 W, HAINES CITY, FL, 33844
Active25 days on marketListed Aug 26, 2026MLS #S5156402
About this home
US HIGHWAY 17/92 W
RARE WATERFRONT COMMERCIAL OPPORTUNITY ON THE CHAIN OF LAKES! Discover the potential of this exceptional commercial parcel strategically positioned at the northern end of the renowned Chain of Lakes, offering direct frontage on Lake Haines and an extraordinary opportunity for investors, developers, and entrepreneurs. The physical address is Haines City per the property appraiser however the parcel is in the City of Lake Alfred jurisdiction. This unique property provides access to an expansive portion of Lake Haines, with ownership interests encompassing more than 16 acres of the lake, creating an exceptional waterfront advantage and exciting possibilities for future development, subject to zoning and all applicable approvals. The parcel also extends eastward along the shoreline, providing additional lake access, privacy, and waterfront appeal. Few commercial properties can bring this combination of highway visibility, acreage, waterfront access, and lake ownership in one location. The property is fully fenced and offers excellent visibility along US Highway 17/92. Adjacent properties are also available for purchase at the time of listing, creating an exciting opportunity for an investor or developer interested in assembling additional acreage and maximizing the property’s long-term potential. HIGHWAY FRONTAGE. WATERFRONT. LAKE OWNERSHIP. DEVELOPMENT POTENTIAL. This is not simply a piece of land—it’s an opportunity to secure a strategic waterfront position in a growing Central Florida market. Opportunities of this caliber are rare. Bring your vision and make your move! Buyer and Buyer’s Agent to independently verify zoning, permitted uses, dimensions, utilities, environmental conditions, lake ownership/access, development potential, and all applicable requirements with the appropriate governmental authorities.
Facts & features
The home at a glance
1.07 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,777 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,777/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Haines City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Haines City. See the full Haines City guide →
HAINES CITY 33844 — neighborhood snapshot
Population
49,133
Median age
39.4
Median income
$60,426
Median home value
$212,700
Avg household
2.9
Households w/ children
5,568
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $309K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near US HIGHWAY 17/92 W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$200,000
352 W GRAHAM PARK DRIVE
3 bd · 2 ba · 1,127 sqft · $177/sqft · 168 DOM
Sold · Apr ’26$199,000
107 S 1ST STREET
3 bd · 1 ba · 1,140 sqft · $175/sqft · 71 DOM
Sold · Oct ’25$250,000
1302 MOSS AVENUE
3 bd · 2 ba · 1,276 sqft · $196/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about US HIGHWAY 17/92 W — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for US HIGHWAY 17/92 W — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
US HIGHWAY 17/92 W FAQs
What would the monthly payment be for US HIGHWAY 17/92 W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,777/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on US HIGHWAY 17/92 W?+
The most recent tax bill on record (2025) was $1,405. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Haines City?+
At $395,000, this home is listed about 26% above the Haines City median of $313,995. The market section on this page shows how the area is trending.
Which schools are assigned to US HIGHWAY 17/92 W?+
Ridge Community High School (high), Horizons Elementary School (elementary), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EMPIRE NETWORK REALTY · Maria Baez. MLS #S5156402.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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