CENTURY 21 Edge
$595,0003 bd2 ba2,000 sqft$298 /sqft$4,863 /mo all-in ↓

13360 SUNNY RETREAT LANE, WINTER GARDEN, FL, 34787

Active19 days on marketListed Sep 1, 2026MLS #S5156584

Single Family ResidenceDEL WEBB OASIS

About this home

13360 SUNNY RETREAT LANE

Virtually Staged. Virtually Staged. Best value on Wel Webb Oasis . Experience the renowned 55+ lifestyle at Del Webb Oasis, a world-class, resort-style boutique community offering exclusive amenities, a prime Horizon West location, and natural gas single-family homes nestled in wooded conservation. Residents enjoy a full calendar of social events led by a full-time Lifestyle Director, all centered around a stunning clubhouse. Amenities include a resort-style zero-entry pool with lap lanes and sun shelf, private poolside cabanas, spa, outdoor fire pits with fireworks views, fitness center, tennis and pickleball courts, and a walking trail with exercise stations. Just minutes from Flamingo Crossings, Disney, and major new-construction neighborhoods, Del Webb Oasis is ideally located within one of Central Florida’s fastest-growing master-planned communities, with rising home values throughout the area. Every inch of this thoughtfully designed single-story Palmary floorplan is crafted to make life better, happier, and easier. The home features 3 bedrooms, 2 bathrooms, an open-concept kitchen, café, and gathering room, a covered lanai, and a 2-car garage, offering both comfort and functionality for effortless living and entertaining. Step through the impressive foyer into the heart of the home, where the kitchen, café, and gathering room flow seamlessly to the covered lanai for ideal indoor/outdoor living. The kitchen is appointed with 42” soft-close cabinets, granite countertops, a white center island, built-in stainless-steel appliances, sink and faucet, pendant lighting, and a corner walk-in pantry—perfect for making meals and memories. The private Owner’s Suite features a spacious walk-in closet and a luxurious en suite bathroom with dual-sink granite-topped vanity, private water closet, linen closet, and a luxe super shower. Toward the front of the home, the secondary bedrooms, a full bathroom with shower, and laundry room provide privacy and space for everyone. This home is loaded with functional luxury, including a patio extension, kitchen and owner’s bath, laundry room enhancements, interior doors, electrical upgrades, tile flooring throughout, and professionally designed selections throughout. Located on Sunny Retreat Lane. Get spoiled at Del Webb Oasis—after all, this is your time. Your dream home awaits—schedule your visit today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,000

Sqft

0.15 ac

Lot size

2

Garage

2022

Year built

One

Levels

$298

Per sqft

55+ community

Inside

FlooringTile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Exhaust Fan · Gas Water Heater · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater
InteriorHigh Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Pest Guard System · Primary Bedroom Main Floor · Smart Home · Solid Surface Counters · Solid Wood Cabinets
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener · Ground Level
ExteriorGarden · Irrigation System · Private Mailbox · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$643/mo
Taxes (2024)$7,519/yr
PetsCats OK, Dogs OK
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Pool · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Electricity Connected · Natural Gas Available · Natural Gas Connected · Phone Available · Public · Sewer Available · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,863 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,211
PMI (est., until 20% equity)$223
Property tax — 2024 actual bill$627
HOA fee — from the listing$643
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,500
Interest rate6.00%
Loan term

Estimated payment

$4,863/mo

Principal & interest$3,211
PMI (est., until 20% equity)$223
Property taxes (actual bill)$627
HOA / condo fee$643
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $595K
$511KedgeAI estimate $537,943 · range $533K$547K$619K

vs edgeAI estimate

+10.6%

$/sqft vs Winter Garden actives

$298 vs $260

Days on market

19 vs 42 typical

Where $298/sqft sits among the 400 Winter Garden actives

60
120
123 · this home
43
24
30
$171–213$213–255$255–298$298–340$340–382$382+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Garden

Drive times from this address

Walt Disney World12 min
Universal Orlando29 min
Downtown Orlando33 min
Orlando Int’l Airport (MCO)40 min
Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

WINTER GARDEN 34787 — neighborhood snapshot

Population

93,064

Median age

37.4

Median income

$114,988

Median home value

$475,000

Avg household

3.02

Households w/ children

13,499

For the school run

Orange County School District

ElementaryHamlin Elementary★★★★★
MiddleHamlin Middle★★★★
HighWest Orange High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$585K$611K

Winter Garden median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

223 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

Sep 1, 2026Listed at $595,000 · 19 days on market since
2022Built · DEL WEBB OASIS

Reality check

What actually sold near 13360 SUNNY RETREAT LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15514 ORCHID ROSE COURTSold · Feb ’26

$704,300

15514 ORCHID ROSE COURT · same community

2 bd · 2 ba · 1,943 sqft · $362/sqft · 39 DOM

13043 SANDCASTLE DRIVESold · Aug ’26

$850,000

13043 SANDCASTLE DRIVE · same community

3 bd · 2 ba · 1,943 sqft · $437/sqft · 52 DOM

13343 SUNNY RETREAT LANESold · Jul ’26

$765,000

13343 SUNNY RETREAT LANE · same community

3 bd · 2 ba · 2,214 sqft · $346/sqft · 142 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 13360 SUNNY RETREAT LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13360 SUNNY RETREAT LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13360 SUNNY RETREAT LANE FAQs

What would the monthly payment be for 13360 SUNNY RETREAT LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,863/mo — principal and interest, the actual property-tax bill, the $643/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13360 SUNNY RETREAT LANE?+

The association fee works out to $643 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13360 SUNNY RETREAT LANE?+

The most recent tax bill on record (2024) was $7,519. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13360 SUNNY RETREAT LANE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $595,000, this home is listed about 3% above the Winter Garden median of $574,950. The market section on this page shows how the area is trending.

Which schools are assigned to 13360 SUNNY RETREAT LANE?+

Hamlin Elementary (elementary), Hamlin Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$595,000 runs 19% above the WINTER GARDEN 34787 median.

02Know the monthly fee

The association fee is $643/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Strong assigned schools

Hamlin Elementary, Hamlin Middle, West Orange High — Hamlin Elementary rates 5 of 5. Always verify assignments with the district.

Listing courtesy of FRONTLINE FLORIDA REALTY, INC. · Alan Martin. MLS #S5156584.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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