11803 N PROVIDENCE, CITRUS SPRINGS, FL, 34433
Active20 days on marketListed Aug 31, 2026MLS #S5156592
About this home
11803 N PROVIDENCE
Build your Florida home on this approximately 0.26-acre corner lot in Citrus Springs! Located at N Providence way, this vacant residential lot offers a peaceful setting with paved road access and no HOA. Enjoy the natural beauty and outdoor lifestyle of Citrus County, with access to the Withlacoochee State Trail and the recreational opportunities of the nearby Dunnellon and Rainbow River area. Convenient access to US-41 connects you to surrounding communities while allowing you to enjoy the quieter setting Citrus Springs . A great opportunity to secure your piece of Florida and build for the future! Buyer to verify zoning, utilities, building requirements, and all information with the appropriate county agencies.
Facts & features
The home at a glance
0.26 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$364 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$364/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Citrus Springs
Get to know Citrus Springs. See the full Citrus Springs guide →
The numbers that matter
The Citrus Springs market
$269K → $263K
Citrus Springs median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 90% below the Citrus Springs median. See the full Citrus Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 11803 N PROVIDENCE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$175,000
10903 N FARMWOOD AVENUE
2 bd · 2 ba · 1,280 sqft · $137/sqft · 204 DOM
Sold · Mar ’26$235,000
11001 N HARRIET WAY
3 bd · 2 ba · 1,343 sqft · $175/sqft · 223 DOM
Sold · Dec ’25$330,000
1405 W ADELE COURT
3 bd · 2 ba · 1,352 sqft · $244/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Moe Thouk Oo
Licensed Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 11803 N PROVIDENCE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11803 N PROVIDENCE — before you fall in love.
See it in person
Schedule a tour
Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11803 N PROVIDENCE FAQs
What would the monthly payment be for 11803 N PROVIDENCE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $364/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11803 N PROVIDENCE?+
The most recent tax bill on record (2026) was $398. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citrus Springs?+
At $27,000, this home is listed about 90% below the Citrus Springs median of $275,798. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Ilanna Reisner, PA. MLS #S5156592.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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