125 SMITHFIELD PLACE, DAVENPORT, FL, 33837
Active0 days on marketListed Sep 21, 2026MLS #S5157380
About this home
125 SMITHFIELD PLACE
Welcome to 125 Smithfield Place in the sought-after Providence Golf Community of Davenport! Pride of ownership is evident in this beautiful former Toll Brothers home, lovingly maintained by its original owners since it was built in 2008. Used exclusively as a second home, this property has enjoyed limited use over the years and remains in very good condition. The spacious floor plan offers 5 bedrooms and 4 bathrooms, providing plenty of room for family, guests, or those looking for additional space. The main living areas include a formal dining room, well-appointed kitchen, and comfortable family room, creating an ideal layout for both everyday living and entertaining. Step outside and enjoy the Florida lifestyle. The home features a covered patio and pool deck, with convenient access to a bathroom directly from the pool area—perfect for enjoying outdoor living without having to go through the main living spaces. The backyard also backs to a wooded area, providing a peaceful and private setting. Upstairs, the primary suite features its own private balcony, offering a wonderful spot to relax and enjoy the tranquil surroundings. A special bonus for the next owner: The sellers prefer to leave the furniture and wall decorations with the home, making this an easy opportunity for a buyer looking for a furnished Florida home or second residence. If the furniture and decorations aren't what you're looking for, don't let that stop you from considering the home—the sellers are willing to work with a buyer who prefers to have certain items removed. Located in Providence Golf Community, this home offers a gated community atmosphere, golf-course lifestyle, and a variety of amenities, while being conveniently located near Central Florida's world-famous attractions, shopping, dining, and major highways. If you're looking for a well-maintained former Toll Brothers home with 5 bedrooms, 4 bathrooms, wooded privacy, outdoor living space, and a desirable Providence location, 125 Smithfield Place is a home worth seeing. Sellers will pay for a 1 Year Home Warranty at Closing for the New Buyer
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,306
Sqft
0.23 ac
Lot size
2
Garage
2008
Year built
Two
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,217 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,217/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.1%
Days on market
0 vs 54 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Providence, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,250/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Providence
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Providence is a short-term-rental community. See the full guide →
Providence — neighborhood snapshot
Population
4,725
Median age
34
Median income
$92,222
Median home value
$384,700
Avg household
3
Households w/ children
663
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $366K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 81% above the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 125 SMITHFIELD PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 125 SMITHFIELD PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
125 SMITHFIELD PLACE FAQs
What would the monthly payment be for 125 SMITHFIELD PLACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,217/mo — principal and interest, the actual property-tax bill, the $147/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 125 SMITHFIELD PLACE?+
The association fee works out to $147 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 125 SMITHFIELD PLACE?+
The most recent tax bill on record (2026) was $6,766. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 125 SMITHFIELD PLACE be rented short-term?+
Yes — this home sits inside Providence, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 125 SMITHFIELD PLACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $579,900, this home is listed about 49% above the Davenport median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 125 SMITHFIELD PLACE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$579,900 runs 81% above the DAVENPORT 33837 median — but at 3,306 sqft it's also 69% larger than the typical Davenport listing.
02Zoned for nightly rentals
Providence is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Fresh on the market
Listed today in a Davenport market that averages 54 — if it fits, move quickly.
Listing courtesy of COLDWELL BANKER REALTY · Alan Brown. MLS #S5157380.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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