649 CAMPO LANE, DAVENPORT, FL, 33837
Active5 days on marketListed Sep 15, 2026MLS #S5157402
About this home
649 CAMPO LANE
LOW HOA & NO CDD makes this home a must see! 4-bedroom, 2 baths located just minutes away from restaurants, shopping, theme parks, and approximately 30 minutes from the International Airport. Upon entering the home, you will find a living/dining room combo in which all flows into the kitchen area. It's spacious and great for a large family. The kitchen features stainless steel appliances, a convenient island for seating and a walk-in pantry. The living area opens into a brick paver screened in patio...a perfect area for relaxing. There is a small area in the rear of the home that is already partially fenced that could be fenced in. The primary bedroom is spacious and offers a primary bathroom with walk-in shower, dual sinks and walk-in closet. The three additional bedrooms share 1 full bathroom. Leading out into the 2-car garage you will find a walk-in laundry room, very spacious and could be used for additional storage. You will love the community pool and playground just around the corner. Don't miss out seeing this one. The owner is motivated and ready to sell!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,971
Sqft
0.13 ac
Lot size
2
Garage
2018
Year built
One
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,588 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,588/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.5%
$/sqft vs Davenport actives
$165 vs $185
Days on market
5 vs 54 typical
Where $165/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Davenport
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Davenport. See the full Davenport guide →
DAVENPORT 33837 — neighborhood snapshot
Population
45,144
Median age
37.7
Median income
$75,861
Median home value
$297,700
Avg household
2.96
Households w/ children
5,646
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $366K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
200 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 649 CAMPO LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$388,990
1425 SAWGRASS HAMMOCK LANE
4 bd · 2.5 ba · 1,968 sqft · $198/sqft · 76 DOM
Sold · Mar ’26$399,990
864 SCRUB OAK HAMMOCK ROAD
4 bd · 2.5 ba · 1,968 sqft · $203/sqft · 284 DOM
Sold · Oct ’25$465,000
2505 ROSEMONT CIRCLE
4 bd · 3 ba · 1,937 sqft · $240/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 649 CAMPO LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 649 CAMPO LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
649 CAMPO LANE FAQs
What would the monthly payment be for 649 CAMPO LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,588/mo — principal and interest, the actual property-tax bill, the $98/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 649 CAMPO LANE?+
The association fee works out to $98 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 649 CAMPO LANE?+
The most recent tax bill on record (2025) was $3,280. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 649 CAMPO LANE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $325,000, this home is listed about 17% below the Davenport median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 649 CAMPO LANE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BETTER HOMES & GARDENS LIFESTYLES REALTY · Dana Hall-Bradley. MLS #S5157402.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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