CENTURY 21 Edge
$495,000$559,000$3,295 /mo all-in ↓

1022 SYLVIA LANE, TAMPA, FL, 33613

Active798 days on marketListed Jun 4, 2024MLS #T3531417

Reduced $64KWaterfrontHILLANDALE RESERVE PH 2 3

About this home

1022 SYLVIA LANE

This wonderful pond/lakefront 1.77± acre site is zoned RSC-4 and has the potential to be divided into 3 lots that are along the lake. The site is located off of SylviaLn in Tampa, FL with access to N Blvd and W Fletcher Ave. The property is located along Sylvia Ln in Tampa, but the actual address number has not been assigned. The property is along the lake and in close proximity to W Fletcher Ave and North Boulevard.

Facts & features

The home at a glance

1.77 ac

Lot size

WaterfrontWater view

Inside

Outside & construction

ViewWater

Community & fees

Taxes (2023)$23/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,295 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property tax — 2023 actual bill$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,325
Interest rate6.00%
Loan term

Estimated payment

$3,295/mo

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property taxes (actual bill)$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Lake Magdalene

Map of 1022 SYLVIA LANE inside its neighborhood boundary

Drive times from this address

Downtown Tampa15 min
Tampa Int’l Airport (TPA)26 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Lake Magdalene — neighborhood snapshot

Population

31,512

Median age

43

Median income

$81,772

Median home value

$334,003

Avg household

2

Households w/ children

3,419

For the school run

Hillsborough County School District

MiddleBuchanan Middle School★★★★
ElementaryLake Magdalene Elementary School★★★★★
HighGaither High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 222% above the TAMPA 33613 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $495,000 $64K
Jun 4, 2024Listed at $559,000 · 798 days on market since

Reality check

What actually sold near 1022 SYLVIA LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1064 SYLVIA LANESold · May ’26

$985,000

1064 SYLVIA LANE · same community

4 bd · 4.5 ba · 3,656 sqft · $269/sqft · 47 DOM

12111 HILL STREETSold · Jun ’26

$180,000

12111 HILL STREET

1 bd · 1 ba · 888 sqft · $203/sqft · 4 DOM

12403 OAK CEDAR PLACE UNIT 202Sold · Mar ’26

$48,000

12403 OAK CEDAR PLACE UNIT 202

2 bd · 1 ba · 899 sqft · $53/sqft · 80 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frantreshia Miller

Your agent

Frantreshia Miller

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1022 SYLVIA LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1022 SYLVIA LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1022 SYLVIA LANE FAQs

What would the monthly payment be for 1022 SYLVIA LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,295/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1022 SYLVIA LANE?+

The most recent tax bill on record (2023) was $23. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1022 SYLVIA LANE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $495,000, this home is listed about 10% above the Tampa median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1022 SYLVIA LANE?+

Buchanan Middle School (middle), Lake Magdalene Elementary School (elementary), Gaither High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$495,000 runs 222% above the TAMPA 33613 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

798 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Buchanan Middle School, Lake Magdalene Elementary School, Gaither High School, Patricia Sullivan Metropolitan Ministries Partnership School — Gaither High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $559,000, now $495,000 — a $64K cut. The full history is in the market section below.

Listing courtesy of ESHENBAUGH LAND COMPANY · Chase Collier. MLS #T3531417.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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