3012 S ESPERANZA AVENUE, TAMPA, FL, 33629
Pending632 days on marketListed Nov 19, 2024MLS #TB8322912
About this home
3012 S ESPERANZA AVENUE
Move-in ready! Discover the perfect blend of modern convenience and timeless design in this stunning new construction, two-story duplex. This unit is the right side of the building. With 4 bedrooms and 3.5 baths, this home offers an abundance of space and thoughtful layout. The first floor welcomes you into a spacious living room that seamlessly flows into the dining area and gourmet kitchen, featuring an island and generous pantry for all your culinary needs. A versatile study, accessible from the mudroom, provides an ideal work-from-home space, while the covered porch just off the kitchen creates the perfect spot for outdoor relaxation. Upstairs, retreat to the luxurious primary suite complete with his and hers walk-in closets and a large en suite bath designed for ultimate comfort. Two additional bedrooms, each with walk-in closets, share a well-appointed bathroom, offering plenty of room and privacy. The guest suite, with its own en suite bath, is perfect for visitors or extended family. A conveniently located laundry room on the second floor adds to the ease of living in this beautifully crafted home. This townhome embodies both style and function, creating a welcoming haven for all. Located in an A rated school district and no flood insurance required. No HOA fees.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,600
Sqft
0.06 ac
Lot size
2
Garage
2025
Year built
Two
Levels
$448
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,097 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,097/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PALMA CEIA PARK
$448 vs $480
Days on market
632 vs 43 typical
Where $448/sqft sits among the 7 homes for sale in PALMA CEIA PARK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palma Ceia
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Palma Ceia — neighborhood snapshot
Population
5,762
Median age
39
Median income
$170,283
Median home value
$766,224
Avg household
3
Households w/ children
911
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
2 of 7
PALMA CEIA PARK have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the TAMPA 33629 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3012 S ESPERANZA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,100,000
3408 W PALMIRA AVENUE · same community
3 bd · 2 ba · 2,600 sqft · $423/sqft · 0 DOM
Sold · May ’26$1,310,000
3212 W SAN PEDRO STREET · same community
4 bd · 3.5 ba · 2,663 sqft · $492/sqft · 21 DOM
Sold · Nov ’25$1,320,000
3008 W SAN NICHOLAS STREET · same community
4 bd · 2.5 ba · 2,516 sqft · $525/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 3012 S ESPERANZA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3012 S ESPERANZA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3012 S ESPERANZA AVENUE FAQs
What would the monthly payment be for 3012 S ESPERANZA AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,097/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3012 S ESPERANZA AVENUE?+
The most recent tax bill on record (2023) was $2,571. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3012 S ESPERANZA AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $1,165,000, this home is listed about 159% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3012 S ESPERANZA AVENUE?+
Roosevelt Elementary School (elementary), Plant High School (high), Coleman Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,165,000 runs 17% above the TAMPA 33629 median — but at 2,600 sqft it's also 64% larger than the typical Tampa listing.
02Time on market is leverage
632 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Roosevelt Elementary School, Plant High School, Coleman Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Roosevelt Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,299,000, now $1,165,000 — a $134K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 LIST WITH BEGGINS · Cody Calvo. MLS #TB8322912.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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