
9401 CAT TRACK TRAIL, LAKE WALES, FL, 33898
Pending524 days on marketListed Mar 5, 2025MLS #TB8355283
About this home
9401 CAT TRACK TRAIL
Located just 3 minutes away from Lake Walk-in-Water BOAT RAMP, in a small, quiet, waterfront community on the west side of Lake Walk-In- Water. This is a unique 2 story home with 2 bedrooms / 1 bath downstairs and an In-Law Suite with 1 bedroom / 1 bath upstairs complete with kitchenette. Total living space for both floors is 1728 heated square feet. NEW ROOF in 2023. Could be an ideal seasonal home and rent out one floor for additional income or use it as a weekend retreat and invite some friends to join you. NO HOA and NO DEED RESTRICTIONS. This area is reminiscent of Old Florida where you can sit back, relax and enjoy nature. Lake Walk-In-Water is a 7500+ acre lake and is nationally known for largemouth bass fishing. Located in South-East Polk County off SR 60 with easy access to US Hwy 27 to the west or the Florida Turnpike to the east. Downtown Lake Wales is only 20 minutes away, Bok Tower is 25 minutes and Lego Land is 40 minutes. Central Florida attractions, East and West coast beaches and Orlando and Tampa can all be accessed within a 90 minute drive.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,728
Sqft
0.4 ac
Lot size
1986
Year built
Two
Levels
$145
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,015 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,015/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake Wales actives
$145 vs $171
Days on market
524 vs 54 typical
Where $145/sqft sits among the 375 Lake Wales actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Wales
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
LAKE WALES 33898 — neighborhood snapshot
Population
18,426
Median age
46.9
Median income
$54,778
Median home value
$161,500
Avg household
2.51
Households w/ children
1,790
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $271K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
167 of 375
Lake Wales actives have cut their price
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 72% above the LAKE WALES 33898 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 9401 CAT TRACK TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$570,000
4327 CHAMBERS STREET
3 bd · 2 ba · 1,838 sqft · $310/sqft · 42 DOM
Sold · Nov ’25$110,000
5019 PINEAPPLE STREET
2 bd · 2 ba · 1,540 sqft · $71/sqft · 95 DOM
Sold · Mar ’26$420,000
9415 CAT TRACK TRAIL
2 bd · 2 ba · 1,982 sqft · $212/sqft · 328 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9401 CAT TRACK TRAIL — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9401 CAT TRACK TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9401 CAT TRACK TRAIL FAQs
What would the monthly payment be for 9401 CAT TRACK TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,015/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9401 CAT TRACK TRAIL?+
The most recent tax bill on record (2024) was $3,281. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Wales?+
At $249,900, this home is listed about 2% below the Lake Wales median of $253,990. The market section on this page shows how the area is trending.
Which schools are assigned to 9401 CAT TRACK TRAIL?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$249,900 runs 72% above the LAKE WALES 33898 median — but at 1,728 sqft it's also 21% larger than the typical Lake Wales listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
524 days on market against a Lake Wales median of 54 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $275,000, now $249,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLYNN REALTY · Susanne Flynn. MLS #TB8355283.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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