CENTURY 21 Edge
$199,900$269,9002 bd2 ba1,110 sqft$180 /sqft$1,651 /mo all-in ↓

1203 16TH CIRCLE SE, LARGO, FL, 33771

Active530 days on marketListed Apr 8, 2025MLS #TB8369877

Priced 9% below the LARGO 33771 medianReduced $70KVillaNEW HAVEN CONDO

Come see it

Upcoming open house

Sun, Sep 20

12:00 PM – 2:00 PM

About this home

1203 16TH CIRCLE SE

Virtually Staged. Back on the market due to the previous buyer’s financing falling through—no fault of the seller or property. Their loss is your opportunity! Welcome to easy, maintenance-free living in the highly sought-after New Haven 55+ community in Largo! NOW PRICED TO SELL, this fully renovated 2-bedroom, 2-bath villa-style condo offers the perfect blend of modern upgrades, comfort, and convenience—ideal as a full-time residence or the perfect Florida seasonal getaway. Step inside and immediately appreciate the light, bright open-concept layout, designed for both everyday living and effortless entertaining. Completely updated from top to bottom, this home features NEW luxury vinyl flooring throughout, fresh interior paint, recessed LED lighting, and stylish modern finishes that create a clean, coastal feel. The stunning brand-NEW kitchen serves as the heart of the home, showcasing quartz countertops, stainless steel appliances, sleek shaker-style cabinetry with soft-close hinges, and ample storage—perfect for hosting guests or enjoying quiet evenings at home. The seamless flow into the living and dining areas makes the space feel open, inviting, and functional. The spacious primary suite offers a peaceful retreat with a large walk-in closet and a beautifully updated en-suite bathroom featuring a quartz vanity and tiled walk-in shower. The second bedroom is generously sized—ideal for visiting family, guests, or even a home office—while the second bathroom has also been tastefully renovated with modern finishes. Additional upgrades provide true peace of mind, including a NEW AC, NEW electrical panel, and NEW plumbing, along with updated outlets, ceiling fans, and an interior laundry closet with space for a full-size washer and dryer. Plus a new impact modern front door and sidelight! Enjoy added privacy with no rear neighbors, plus the convenience of a covered carport just steps from your door and plenty of guest parking. The low HOA offers exceptional value and includes cable, internet, water, sewer, trash, exterior maintenance, grounds, and flood insurance—making this a true lock-and-leave, worry-free property. Residents of New Haven enjoy a vibrant, active lifestyle with resort-style amenities, including a heated pool and spa, tennis courts, shuffleboard, fitness center, billiards room, and even extra parking for boats, trailers, and RVs—perfect for those looking to stay active and social year-round. Ideally located just minutes from shopping, dining, medical facilities, golf courses, and the beautiful Gulf beaches, this home puts you close to everything while still offering a quiet, welcoming community atmosphere. Whether you're looking to escape the cold, simplify your lifestyle, or enjoy year-round Florida living, this beautifully updated villa checks all the boxes. Don’t miss your opportunity to own this move-in ready home at a fantastic new price—schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,110

Sqft

0 ac

Lot size

1974

Year built

One

Levels

$180

Per sqft

Garden & Trees/Woods view55+ communityPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock
ViewGarden · Trees/Woods
FacesNorth
ParkingAssigned · Covered · Guest
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors · Tennis Court(s)

Community & fees

Taxes (2024)$2,714/yr
PetsNumber Limit, Size Limit, Yes
CommunityFishing · Clubhouse · Community Mailbox · Fitness Center · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,651 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property tax — 2024 actual bill$226
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,997
Interest rate6.00%
Loan term

Estimated payment

$1,651/mo

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$226
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $200K
$167KedgeAI estimate $180,972 · range $174K$200K$208K

vs edgeAI estimate

+10.5%

$/sqft vs NEW HAVEN CONDO

$180 vs $186

Days on market

530 vs 54 typical

Where $180/sqft sits among the 8 homes for sale in NEW HAVEN CONDO

1
3
0 · this home
2
1
1
$154–164$164–175$175–185$185–195$195–206$206+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Water View Estates

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

Water View Estates — neighborhood snapshot

Population

1,295

Median age

63

Median income

$70,547

Avg household

2

Households w/ children

89%

For the school run

Pinellas County School District

MiddleLargo Middle School★★★★★
HighLargo High School★★★★★
ElementarySouthern Oak Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$340K$326K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

5 of 8

NEW HAVEN CONDO have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% below the LARGO 33771 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $199,900 $70K
Apr 8, 2025Listed at $269,900 · 530 days on market since
1974Built · NEW HAVEN CONDO

Reality check

What actually sold near 1203 16TH CIRCLE SE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1215 16TH CIRCLE SESold · Jul ’26

$114,000

1215 16TH CIRCLE SE · same community

2 bd · 2 ba · 1,110 sqft · $103/sqft · 101 DOM

1503 16TH CIRCLE SESold · Jul ’26

$130,000

1503 16TH CIRCLE SE · same community

2 bd · 2 ba · 1,110 sqft · $117/sqft · 134 DOM

1213 14TH CIRCLE SE UNIT 1213Sold · Jul ’26

$180,000

1213 14TH CIRCLE SE UNIT 1213 · same community

2 bd · 2 ba · 1,105 sqft · $163/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 1203 16TH CIRCLE SE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1203 16TH CIRCLE SE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1203 16TH CIRCLE SE FAQs

What would the monthly payment be for 1203 16TH CIRCLE SE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,651/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1203 16TH CIRCLE SE?+

The most recent tax bill on record (2024) was $2,714. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1203 16TH CIRCLE SE?+

The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $199,900, this home is listed about 31% below the Largo median of $290,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1203 16TH CIRCLE SE?+

Largo Middle School (middle), Largo High School (high), Southern Oak Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the LARGO 33771 market on paper

$199,900 is 9% below the LARGO 33771 median of $220,000, and at $180/sqft it sits under the Largo average of $252.

02Garden & Trees/Woods views

The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

530 days on market against a Largo median of 54 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Largo Middle School, Largo High School, Southern Oak Elementary School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $269,900, now $199,900 — a $70K cut. The full history is in the market section below.

Listing courtesy of SEASIDE REALTY & ASSOCIATES LLC · Bradley Chouinard Pauley. MLS #TB8369877.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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