CENTURY 21 Edge
SoldSold Nov 2025
$530,000Sold Nov 2025Listed at $550,0004 bd3 ba2,563 sqft$215 /sqft

347 COCKLE SHELL LOOP, APOLLO BEACH, FL, 33572

Sold424 days on marketListed May 24, 2025Sold Nov 19, 2025MLS #TB8389110

Reduced $65KSingle Family ResidenceHARBOUR ISLES PH 2A/2B/2C

About this home

347 COCKLE SHELL LOOP

This home offers the rare chance to assume the seller’s VA loan at an incredible 3.87% interest rate for qualified buyers. Take advantage of today’s higher-rate market by locking in this below-market rate and potentially saving thousands over the life of the loan. (Buyer must meet lender qualifications for the assumption.) Welcome to The Reserves at Harbour Isles – where luxury, space, and serenity come together! This beautifully maintained 4-bedroom, 3-bath, 3-car garage home sits on a quarter-acre lot with breathtaking pond views in the highly sought-after Apollo Beach community. From the moment you arrive, you'll be impressed by the lush landscaping, supported by a cost-saving irrigation system fed by a dedicated well—a smart feature that can save you thousands on your water bill. Step inside to a spacious foyer that opens to a formal dining room on the right and a formal living area on the left—ideal for entertaining or relaxing in style. The heart of the home is the chef’s kitchen, featuring: 42” wood cabinetry Granite countertops Stylish backsplash Stainless steel appliances, including a **new dishwasher (May 2025)** Wine refrigerator Oversized island with breakfast bar Walk-in pantry and generous storage Sunny breakfast nook overlooking the family room The massive primary suite offers ample room for a king-size bed and furniture. The ensuite bath includes dual granite vanities, a garden tub, and a walk-in shower. This three-way split floor planprovides excellent privacy for guests, with three additional spacious bedrooms, a shared full bath, and a separate pool bath. The laundry room includes ample cabinetry and storage space and provides direct access to the 3-car garage. Recent Updates include: All carpet replaced (April 2025) New dishwasher (May 2025) New HVAC system (2020) Updated hot water heater Whole-home water filtration and softener system Interior painted in 2022 Exterior painted in 2020 Out back, enjoy peaceful mornings and stunning sunsets from your fully screened lanai — with room to build the custom pool of your dreams. Residents of Harbour Isles enjoy top-notch amenities: Community pool Fitness center Basketball and volleyball courts Playground Walking trails Boat & RV storage All with a low annual HOA fee! Ideally located just minutes from Tampa, Sarasota, and Bradenton, plus quick access to Florida’s top beaches and Orlando attractions. This home truly has it all—schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,563

Sqft

0.26 ac

Lot size

3

Garage

2013

Year built

One

Levels

$215

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener · Wine Refrigerator
InteriorEating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorHurricane Shutters · Irrigation System · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$8/mo
Taxes (2024)$7,525/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Fitness Center · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Apollo Beach actives

$215 vs $227

Days on market

424 vs 56 typical

Where $215/sqft sits among the 399 Apollo Beach actives

155
116 · this home
36
28
29
35
$153–210$210–268$268–325$325–382$382–439$439+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apollo Beach

Map of 347 COCKLE SHELL LOOP

Get to know Apollo Beach. See the full Apollo Beach guide →

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

222 of 399

Apollo Beach actives have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% above the Apollo Beach median. See the full Apollo Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $550,000 $65K
May 24, 2025Listed at $615,000 · 424 days on market since
2013Built · HARBOUR ISLES PH 2A/2B/2C

Reality check

What actually sold near 347 COCKLE SHELL LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

347 COCKLE SHELL LOOPSold · Nov ’25

$530,000

347 COCKLE SHELL LOOP · same community

4 bd · 3 ba · 2,563 sqft · $207/sqft · 142 DOM

228 STAR SHELL DRIVESold · Nov ’25

$349,000

228 STAR SHELL DRIVE · same community

3 bd · 2.5 ba · 2,630 sqft · $133/sqft · 446 DOM

302 COCKLE SHELL LOOPSold · Jul ’26

$670,000

302 COCKLE SHELL LOOP · same community

4 bd · 3 ba · 2,924 sqft · $229/sqft · 79 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lacie Springstead

Your agent

Lacie Springstead

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 347 COCKLE SHELL LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 347 COCKLE SHELL LOOP — before you fall in love.

Selling nearby?

What's your home worth today?

This sale is one data point — your home is another. Get a data-driven estimate built from real closed sales like this one, in about a minute.

The brief

Three things that matter here

01Positioned at the premium end

$550,000 runs 12% above the Apollo Beach median — but at 2,563 sqft it's also 21% larger than the typical Apollo Beach listing.

02Time on market is leverage

424 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $615,000, now $550,000 — a $65K cut. The full history is in the market section below.

Listing courtesy of DALTON WADE INC · Ralph Martinez, Jr. MLS #TB8389110.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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