244 GOLDEN HARBOUR TRAIL, BRADENTON, FL, 34212
Pending383 days on marketListed Jul 23, 2025MLS #TB8395648
About this home
244 GOLDEN HARBOUR TRAIL
Welcome to this beautiful 3-bedroom, 2-bath home located in the Stoneybrook Golf & Country Club of Heritage Harbour, a gated community offering both privacy and resort-style living. Enjoy breathtaking lake views from. Step inside to an open floor plan that flows effortlessly, perfect for entertaining or everyday living. The spacious great room is filled with natural light and features built-ins, adding both character and practical storage.The oversized primary bedroom includes an expansive en-suite bathroom. Located just minutes from shopping, dining, and recreation, this home combines luxury living with unbeatable convenience. Don't miss this opportunity! The seller is NOT open to Seller Financing. The seller does NOT know the age of the Roof, AC, or other systems. Seller is willing to assist with closing costs or a rate buy-down through a preferred lender with an acceptable offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,997
Sqft
0.15 ac
Lot size
2
Garage
2006
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,067 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,067/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.2%
Days on market
383 vs 55 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heritage Harbour
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Heritage Harbour — neighborhood snapshot
Population
6,256
Median age
51
Median income
$103,298
Median home value
$400,220
Avg household
2
Households w/ children
451
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the BRADENTON 34212 median. See the full Bradenton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 244 GOLDEN HARBOUR TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 244 GOLDEN HARBOUR TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
244 GOLDEN HARBOUR TRAIL FAQs
What would the monthly payment be for 244 GOLDEN HARBOUR TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,067/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 244 GOLDEN HARBOUR TRAIL?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 244 GOLDEN HARBOUR TRAIL?+
The most recent tax bill on record (2024) was $4,207. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 244 GOLDEN HARBOUR TRAIL?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $399,900, this home is listed about 3% above the Bradenton median of $389,000. The market section on this page shows how the area is trending.
Which schools are assigned to 244 GOLDEN HARBOUR TRAIL?+
Freedom Elementary School (elementary), Carlos E. Haile Middle School (middle), Parrish Community High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Water views
The water view is part of what you're buying — views hold value independently of the structure.
02Time on market is leverage
383 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Freedom Elementary School, Carlos E. Haile Middle School, Parrish Community High School — Freedom Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $475,000, now $399,900 — a $75K cut. The full history is in the market section below.
Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Dane Moore. MLS #TB8395648.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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