12801 CASTLE OAKS DRIVE, HUDSON, FL, 34669
Pending422 days on marketListed Jun 12, 2025MLS #TB8396521
About this home
12801 CASTLE OAKS DRIVE
New construction home by M/I Homes in Meadow Oaks. Popular Summerset floorplan, elevation A. Discover a 2,143-square-foot, two-story masterpiece designed to elevate everyday living. Whether you’re growing your family, working from home, or love hosting gatherings, this 4-bedroom, 2.5-bath home offers a versatile flex room, a spacious game room, and a 2-car garage—giving you the flexibility to create a space that truly fits your needs. A charming covered porch welcomes you inside, leading to a flex room that can transform into a home office, cozy study, or creative retreat. Around the corner, a powder room and an under-stair storage nook keep things tidy while maximizing space. The open-concept kitchen, dining area, and family room make entertaining effortless. The kitchen’s oversized island is perfect for meal prep, while the walk-in pantry keeps everything organized. With clear sightlines to the family room, you’ll always be part of the conversation. Sliding glass doors extend your living space onto a spacious 12' x 8' covered lanai, perfect for enjoying Florida’s beautiful weather year-round. Tucked away for privacy, the first-floor owner’s suite offers a peaceful retreat, featuring a large bedroom, walk-in closet, and an en-suite bath with a dual vanity, private water closet, and an optional second sink for extra convenience. Upstairs, you’ll find three additional bedrooms, a full bath with optional upgrades, and a spacious game room—an ideal space for movie nights, game days, or a secondary entertainment area for family and friends. Personalize this home with a variety of thoughtful upgrades, including: Double doors at the flex room for added privacy Shower upgrade in Bath 2 for a modern touch Second sink options in the owner’s and secondary bath for extra convenience Utility sink in the laundry room to make chores easier *Photos shown are for representational purposes only and may not depict the actual home.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,316
Sqft
0.13 ac
Lot size
2
Garage
2025
Year built
Two
Levels
$125
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,337 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,337/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−34%
$/sqft vs MEADOW OAKS
$125 vs $177
Days on market
422 vs 47 typical
Where $125/sqft sits among the 8 homes for sale in MEADOW OAKS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hudson
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
HUDSON 34669 — neighborhood snapshot
Population
14,225
Median age
46.8
Median income
$52,648
Median home value
$219,200
Avg household
2.41
Households w/ children
1,371
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $279K
Hudson median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
6 of 8
MEADOW OAKS have cut their price
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the HUDSON 34669 median. See the full Hudson market guide →
Paper trail
This home's history
Reality check
What actually sold near 12801 CASTLE OAKS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$480,000
12877 CASTLE OAKS DRIVE · same community
5 bd · 3 ba · 3,316 sqft · $145/sqft · 234 DOM
Sold · Mar ’26$429,150
12855 CASTLE OAKS DRIVE · same community
5 bd · 3 ba · 3,316 sqft · $129/sqft · 233 DOM
Sold · Nov ’25$459,140
13683 BERRYWOOD COURT · same community
5 bd · 3 ba · 3,531 sqft · $130/sqft · 96 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 12801 CASTLE OAKS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12801 CASTLE OAKS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12801 CASTLE OAKS DRIVE FAQs
What would the monthly payment be for 12801 CASTLE OAKS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,337/mo — principal and interest, the actual property-tax bill, the $132/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12801 CASTLE OAKS DRIVE?+
The association fee works out to $132 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12801 CASTLE OAKS DRIVE?+
The most recent tax bill on record (2025) was $5,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12801 CASTLE OAKS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hudson?+
At $415,329, this home is listed about 23% above the Hudson median of $336,999. The market section on this page shows how the area is trending.
Which schools are assigned to 12801 CASTLE OAKS DRIVE?+
Moon Lake Elementary School (elementary), Crews Lake Middle School. (middle), Fivay High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$415,329 runs 20% above the HUDSON 34669 median — but at 3,316 sqft it's also nearly twice the size of the typical Hudson listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
422 days on market against a Hudson median of 47 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $464,330, now $415,329 — a $49K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of M/I HOMES · Marshall Gray. MLS #TB8396521.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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