13232 CAROL DRIVE, HUDSON, FL, 34667
Pending365 days on marketListed Jul 29, 2025MLS #TB8398312
About this home
13232 CAROL DRIVE
MOVE-IN READY GULF ACCESS WATERFRONT GEM! Light, bright, beautifully renovated, and ready for its new owner! This charming waterfront home offers direct Gulf access with no bridges, making it a boater's dream. Enjoy peace of mind with major updates already completed, including a NEW A/C (2025), NEW concrete seawall (2019), and roof (2015). This thoughtfully updated home features 2 bedrooms, 1 bathroom, and a covered carport. Step inside and immediately appreciate the open, airy feel created by higher ceilings, recessed lighting, abundant natural light, and a soothing coastal color palette. The home is finished with durable ceramic tile flooring throughout, thermal double-pane windows, and ceiling fans for year-round comfort. The stunning kitchen is the heart of the home, showcasing: Shaker-style cabinetry, Elegant quartz countertops, newer stainless steel appliances, French-door refrigerator with bottom freezer drawer, Stylish cooktop with stainless range hood, Under-cabinet lighting, Generous counter and storage space. Just off the kitchen, the convenient laundry room includes a newer stackable washer and dryer and provides direct access to the outdoors. The beautifully remodeled bathroom feels like a private spa, featuring quartz countertops, custom cabinetry, a linen cabinet, and a gorgeous walk-in shower complete with recessed niches, a rain shower head, handheld sprayer, and glass enclosure. Start your mornings on the peaceful east-facing screened porch, the perfect spot to enjoy coffee while watching the sunrise over the water. Afternoons provide a more gentler sun in the backyard and porch.The newer seawall provides a solid foundation for creating your ideal waterfront oasis, whether you envision a dock, boat lift, or outdoor entertaining space. Conveniently located with easy access to I-75, the Suncoast Parkway (589), and State Road 52, you'll be just minutes from restaurants, shopping, parks, beaches, medical facilities, and everyday conveniences. Motivated Seller — Don't miss this opportunity to own an affordable waterfront home with direct Gulf access!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
960
Sqft
0.1 ac
Lot size
1974
Year built
One
Levels
$260
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,019 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,019/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.3%
Days on market
365 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Killarney Shores Gulf
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
Killarney Shores Gulf — neighborhood snapshot
Population
968
Median age
60
Median income
$69,375
Median home value
$267,400
Avg household
2
Households w/ children
10%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $283K
Hudson median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the HUDSON 34667 median. See the full Hudson market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chris Shouse
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13232 CAROL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13232 CAROL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chris's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13232 CAROL DRIVE FAQs
What would the monthly payment be for 13232 CAROL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,019/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13232 CAROL DRIVE?+
The most recent tax bill on record (2024) was $3,323. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13232 CAROL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hudson?+
At $249,900, this home is listed about 24% below the Hudson median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13232 CAROL DRIVE?+
Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the HUDSON 34667 market on paper
$249,900 is 11% below the HUDSON 34667 median of $279,950.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
365 days on market against a Hudson median of 42 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $310,000, now $249,900 — a $60K cut. The full history is in the market section below.
Listing courtesy of CENTURY 21 COASTAL ALLIANCE · Gail Urban. MLS #TB8398312.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Hudson homes, in your inbox
Like 13232 CAROL DRIVE but not quite? A daily digest of every new listing in Hudson — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Chris to ping you on any price or status change →