6845 LUMBERTON ROAD, ZEPHYRHILLS, FL, 33540
Pending420 days on marketListed Jun 18, 2025MLS #TB8398463
About this home
6845 LUMBERTON ROAD
Versatile 2.98-Acre Fenced Property – Agricultural Potential in the Heart of Zephyrhills Located in the heart of Zephyrhills, this fully cleared and completely fenced 2.98-acre parcel offers the perfect combination of space, usability, and convenience. Ideal for agricultural pursuits, the land is well-suited for a hobby farm, livestock, or crop cultivation. Enjoy the tranquility of open land while being just minutes from major shopping centers, dining, and everyday amenities. Whether you're looking to build your dream homestead or invest in multi-use acreage, this prime location delivers country charm with urban access.
Facts & features
The home at a glance
2.98 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,445 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,445/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33540 — neighborhood snapshot
Population
11,098
Median age
56.1
Median income
$55,426
Median home value
$120,600
Avg household
2.31
Households w/ children
789
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $341K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the ZEPHYRHILLS 33540 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 6845 LUMBERTON ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$215,000
7040 GLORY ROAD
4 bd · 1.5 ba · 1,056 sqft · $204/sqft · 146 DOM
Sold · May ’26$290,000
7207 ELWOOD ROAD
4 bd · 1.5 ba · 1,580 sqft · $184/sqft · 169 DOM
Sold · Apr ’26$155,000
41310 MERRICK ROAD
3 bd · 2 ba · 1,800 sqft · $86/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6845 LUMBERTON ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6845 LUMBERTON ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6845 LUMBERTON ROAD FAQs
What would the monthly payment be for 6845 LUMBERTON ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,445/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6845 LUMBERTON ROAD?+
The most recent tax bill on record (2024) was $609. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Zephyrhills?+
At $195,000, this home is listed about 40% below the Zephyrhills median of $324,495. The market section on this page shows how the area is trending.
Which schools are assigned to 6845 LUMBERTON ROAD?+
Raymond B. Stewart Middle School (middle), Zephyrhills High School (high), Chester W. Taylor Junior Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOMAN REALTY GROUP INC · Thomas "TJ" Homan, Jr. MLS #TB8398463.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Zephyrhills homes, in your inbox
Like 6845 LUMBERTON ROAD but not quite? A daily digest of every new listing in Zephyrhills — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Jessica to ping you on any price or status change →