190 RUSK CIRCLE, SPRING HILL, FL, 34606
Active375 days on marketListed Jul 15, 2025MLS #TB8407154
About this home
190 RUSK CIRCLE
Bring your Boat or RV, NO Deed Restrictions, NO HOA & NO FLOOD ZONE-High & Dry! Qualifies for FHA loan too. Welcome to 190 Rusk Circle in the desirable Hunters Lake area of Spring Hill—where lush landscaping meets adventure-ready living! Built in 2016 with only One Owner, this beautifully maintained 4-bedroom, 2-bath home offers just over 2,300 sq ft of living space. Thoughtfully designed split floorplan with soaring ceilings, covered/column entryway, 5 1/4 " baseboards & double-pane tilt-in windows for easy care. The fully-fenced backyard is a gardener’s dream with garden beds, mature landscaping and a storage shed ready for your tools and seeds. There's plenty of space to add a pool, outdoor kitchen, or expand your private green oasis. Inside, the kitchen features ample space for cooking with wood cabinetry, bar seating and a cozy breakfast nook. You'll love the generously sized formal living and dining rooms plus a separate family room adjacent to the kitchen with lanai door access. The spacious primary suite easily accommodates a king-sized bedroom suite, dual walk-ins closets, separate lanai access with ensuite bathroom featuring dual sinks/countertops, soaking tub with walk-in shower. A second full bath also opens to the lanai—making it perfect for future pool use. With NO HOA, NO CDD, and NO deed restrictions, you’re free to make this space your own. Best of all, you're minutes from County Line Rd, local shopping, restaurants, boat ramps, fishing spots & minutes to Aripeka & Hernando Beach or go kayaking along Weeki-Wachee Springs. Don’t miss the Farmers Market every Saturday just around the corner! Whether you're an avid gardener or wanting a home to plant your roots—this home has it all. Call for your Private Showing.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,330
Sqft
0.24 ac
Lot size
2
Garage
2016
Year built
One
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,100 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,100/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.2%
$/sqft vs SPRING HILL
$170 vs $198
Days on market
375 vs 29 typical
Where $170/sqft sits among the 280 homes for sale in SPRING HILL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34606 — neighborhood snapshot
Population
28,155
Median age
50.4
Median income
$54,730
Median home value
$227,700
Avg household
2.25
Households w/ children
2,752
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
135 of 280
SPRING HILL have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% above the SPRING HILL 34606 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 190 RUSK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$380,000
11150 MARQUETTE STREET · same community
3 bd · 3.5 ba · 2,356 sqft · $161/sqft · 17 DOM
Sold · Mar ’26$377,500
7337 PRICE STREET · same community
4 bd · 2 ba · 2,102 sqft · $180/sqft · 18 DOM
Sold · Dec ’25$365,000
10462 BAYLOR DRIVE · same community
3 bd · 2 ba · 1,883 sqft · $194/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 190 RUSK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 190 RUSK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
190 RUSK CIRCLE FAQs
What would the monthly payment be for 190 RUSK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,100/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 190 RUSK CIRCLE?+
The most recent tax bill on record (2024) was $5,285. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Spring Hill?+
At $395,000, this home is listed about 14% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 190 RUSK CIRCLE?+
Deltona Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NEXTHOME GULF COAST · Darlene Vamos. MLS #TB8407154.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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