1090 PINELLAS BAYWAY S UNIT A5, ST PETERSBURG, FL, 33715
Active386 days on marketListed Jul 27, 2025MLS #TB8411270
About this home
1090 PINELLAS BAYWAY S UNIT A5
Virtually Staged. You are just steps away from SHELL KEY'S STATE PRESERVE AND STUNNING BEACH, Where can you find a corner condo overlooking the Gulf approx 2500 sqft 3 bedroom 3baths, office, formal dining room, walk in pantry and 2 car Private garage? MOTIVATED SELLER.... A MASTERPIECE OF TIERRA VERDE BY WHICH ELEGANT LIVING IS MEASURED AND ENDURING QUALITY PREVAILS IN THIS PICTURESQUE COMMUNITY AT SUNSET WATCH OVERLOOKING THE GULF. Experience alluring sunsets whether from your private balcony, living room or master suite. This spacious three-bedroom, three bath condo features a flow thru kitchen from the formal dining room into the refined living room perfect for entertaining or just enjoying time to yourself. Included in this spacious split floorplan, is a private corner office, walk in closets, built in wine cabinet, laundry room that accommodates full size appliances and oversized 2 car private garage with additional storage. The living room offers ample lighting, plantation shutters and updated impact sliders and windows throughout the condo. Imagine living just moments away from the popular and gorgeous World class beaches: St. Pete Beach and Ft. Desoto Park. If you enjoy walking, biking, fishing, kayaking, pickleball, shelling or golfing it's right in your backyard. Sunset Watch is within walking distance to downtown Tierra Verde for you to enjoy several restaurants and community functions. Tierra Verde has an incredible sense of community, and all of this is only 15 to 20 min to the ever-popular downtown St. Petersburg and within 1 hour from 3 international airports: St. Pete International approx. 20-30 min. Tampa International approx. 30 to 40 min and Sarasota International airport approx. 60 to 80min. Live the dream in this meticulous and stunning condo on the Islands of Tierra with access to Shell Key Preserve and Beach!!!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,566
Sqft
1 ac
Lot size
2
Garage
2003
Year built
One
Levels
$692
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,386 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,386/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$692 vs $344
Days on market
386 vs 57 typical
Where $692/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33715 — neighborhood snapshot
Population
7,932
Median age
62.6
Median income
$105,068
Median home value
$539,700
Avg household
1.99
Households w/ children
442
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
233 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 572% above the ST PETERSBURG 33715 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1090 PINELLAS BAYWAY S UNIT A5
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,650,000
841 2ND AVENUE S
4 bd · 3.5 ba · 2,597 sqft · $635/sqft · 26 DOM
Sold · Aug ’25$1,725,000
127 SANDS POINT DRIVE
3 bd · 2.5 ba · 2,515 sqft · $686/sqft · 143 DOM
Sold · Oct ’25$2,150,000
755 COLLANY ROAD UNIT 401
3 bd · 3.5 ba · 2,495 sqft · $862/sqft · 493 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1090 PINELLAS BAYWAY S UNIT A5 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1090 PINELLAS BAYWAY S UNIT A5 — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1090 PINELLAS BAYWAY S UNIT A5 FAQs
What would the monthly payment be for 1090 PINELLAS BAYWAY S UNIT A5?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,386/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1090 PINELLAS BAYWAY S UNIT A5?+
The most recent tax bill on record (2024) was $23,786. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1090 PINELLAS BAYWAY S UNIT A5?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,775,000, this home is listed about 306% above the St Petersburg median of $436,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1090 PINELLAS BAYWAY S UNIT A5?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,775,000 runs 572% above the ST PETERSBURG 33715 median — but at 2,566 sqft it's also nearly twice the size of the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
386 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,948,000, now $1,775,000 — a $173K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EQUITY CONSULTANTS INC · Deborah Marcum. MLS #TB8411270.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Petersburg homes, in your inbox
Like 1090 PINELLAS BAYWAY S UNIT A5 but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Frantreshia to ping you on any price or status change →