CENTURY 21 Edge
$400,0006 bd2,038 sqft$196 /sqft$3,058 /mo all-in ↓

1025 E MAIN STREET, BARTOW, FL, 33830

Active359 days on marketListed Jul 30, 2025MLS #TB8411529

DuplexTHE OAKS ADD

About this home

1025 E MAIN STREET

1205 E Main Street, Bartow, FL 33830 List Price: $400,000 | Annual Income: $38,400 Cap Rate: 9.60 Property Type: Duplex | Total Beds/Baths: 6 Beds / 2 Baths Subdivision: Downtown Bartow Total Sq Ft: 2,038 Excellent Income Property in the Heart of Downtown Bartow! This fully rented duplex offers strong cash flow and a prime location just steps from Bartow’s historic downtown district. The first-floor unit features 3 bedrooms and 1 full bathroom. The second-floor unit offers 3 bedrooms and 1full bathroom, ideal for long-term tenants or multi-generational living. Property Features: Zoned multi-family residential Gross annual income of $38,400 Solid rental history Updated interiors and well-maintained exterior Separately metered units Ample parking and walkable to government buildings, dining, and shops Rent roll and leases available upon request Contact us today for additional financials or to schedule a private tour.

Facts & features

The home at a glance

6

Bedrooms

2,038

Sqft

0.22 ac

Lot size

1920

Year built

$196

Per sqft

Inside

Outside & construction

Community & fees

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$3,058 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Est. property taxes (1.1%/yr)$367
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,000
Interest rate6.00%
Loan term

Estimated payment

$3,058/mo

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Est. property taxes$367
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Bartow

Map of 1025 E MAIN STREET

Drive times from this address

Downtown Tampa51 min
Walt Disney World58 min
Tampa Int’l Airport (TPA)64 min
Universal Orlando68 min
Downtown Orlando74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bartow. See the full Bartow guide →

BARTOW 33830 — neighborhood snapshot

Population

32,738

Median age

36.2

Median income

$62,636

Median home value

$207,900

Avg household

2.91

Households w/ children

3,768

For the school run

Polk County School District

HighBartow Senior High School★★★★★
MiddleBartow Middle School★★★★
ElementaryJames E. Stephens Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bartow market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$325K$310K

Bartow median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% above the BARTOW 33830 median. See the full Bartow market guide →

Paper trail

This home's history

Jul 30, 2025Listed at $400,000 · 359 days on market since
1920Built · THE OAKS ADD

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1025 E MAIN STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1025 E MAIN STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1025 E MAIN STREET FAQs

What would the monthly payment be for 1025 E MAIN STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,058/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How does the price compare to other homes in Bartow?+

At $400,000, this home is listed about 23% above the Bartow median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1025 E MAIN STREET?+

Bartow Senior High School (high), Bartow Middle School (middle), James E. Stephens Academy (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LING REALTY, LLC · Taylor Clark. MLS #TB8411529.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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