5145 SAGINAW AVENUE, JACKSONVILLE, FL, 32210
Pending343 days on marketListed Sep 4, 2025MLS #TB8414019
About this home
5145 SAGINAW AVENUE
Short Sale. PRICE IS FIRM!!! SERIOUS BUYERS ONLY!!! This 3-bedroom, 2-bath block/brick home is your chance to acquire a property with solid bones in a convenient and high-demand location. With 1,080 square feet of living space and a generous 7,844 sqft lot, there’s plenty of potential for rental income, resale, or a long-term hold. Situated in a quiet residential pocket just off 103rd St, this home is approximately: 3 miles from NAS Jacksonville (Naval Air Station), 2 miles to shopping and local dining, 7 miles to Riverside/Avondale historic district, 9 miles to Downtown Jacksonville and 15 miles to Jacksonville Beach! Property needs some TLC but offers immediate value upside for the savvy investor. This is a block and brick construction, providing long-term durability and lower maintenance. Whether you're looking to renovate and flip or rent and hold, this location offers strong potential returns. Don’t miss this chance to get into a growing area of Jacksonville!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,080
Sqft
0.18 ac
Lot size
1975
Year built
One
Levels
$131
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,283 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,283/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ortega Farms
Get to know Jacksonville. See the full Jacksonville guide →
Ortega Farms — neighborhood snapshot
Population
3,341
Median age
36
Median income
$46,513
Median home value
$267,212
Avg household
2
Households w/ children
263
For the school run
Duval County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Jacksonville market
$330K → $309K
Jacksonville median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
Median sold price, Jacksonville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% below the JACKSONVILLE 32210 median. See the full Jacksonville market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5145 SAGINAW AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5145 SAGINAW AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5145 SAGINAW AVENUE FAQs
What would the monthly payment be for 5145 SAGINAW AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,283/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5145 SAGINAW AVENUE?+
The most recent tax bill on record (2024) was $2,771. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Jacksonville?+
At $141,000, this home is listed about 53% below the Jacksonville median of $299,450. The market section on this page shows how the area is trending.
Which schools are assigned to 5145 SAGINAW AVENUE?+
Timucuan Elementary School (elementary), Lake Shore Middle School (middle), Westside High School (high) — Duval County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of THE SHOP REAL ESTATE CO. · Jessica Martin. MLS #TB8414019.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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