12486 POEM AVENUE, PUNTA GORDA, FL, 33955
Active363 days on marketListed Aug 14, 2025MLS #TB8417770
About this home
12486 POEM AVENUE
This spacious corner residential lot comes with a 432 sq ft garage/building already in place — the perfect starting point for your Florida dream home. All necessary permits have already been approved by the county, so construction can begin immediately. This is a fantastic opportunity to fast-track building your dream home without the usual delays. For more details, feel free to contact the county directly or reach out to me anytime. Residents enjoy access to a community park featuring a picnic pavilion, basketball and shuffleboard courts, and a serene lake — ideal for relaxing or spending time with family and friends. Just minutes away, explore the historic charm of downtown Punta Gorda and the waterfront Fishermen’s Village, known for its unique shops, cafés, and vibrant atmosphere. Love the outdoors? You’ll appreciate the close proximity to local waterways and beaches, golf courses, boat ramps, and nature parks with biking and walking trails. With easy access to I-75, you're a quick drive from Sarasota and Tampa to the north, and Fort Myers and Naples to the south — making this an ideal location whether you're looking for peaceful rural living or access to Florida’s top destinations. Live the Florida lifestyle — quiet, natural, and close to everything you need.
Facts & features
The home at a glance
0.21 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$342 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$342/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Tropical Gulf Acres
Get to know Punta Gorda. See the full Punta Gorda guide →
Tropical Gulf Acres — neighborhood snapshot
Population
1,094
Median age
60
Median income
$64,964
Median home value
$246,900
Avg household
2
Households w/ children
131
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% below the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 12486 POEM AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$245,000
27508 HOLLYWOOD DRIVE · same community
2 bd · 1.5 ba · 962 sqft · $255/sqft · 92 DOM
Sold · Mar ’26$235,000
27141 ALHAMBRA DRIVE · same community
2 bd · 2 ba · 1,120 sqft · $210/sqft · 11 DOM
Sold · Mar ’26$264,000
27403 TREADMILL DRIVE · same community
3 bd · 2 ba · 1,184 sqft · $223/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12486 POEM AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12486 POEM AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12486 POEM AVENUE FAQs
What would the monthly payment be for 12486 POEM AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $342/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12486 POEM AVENUE?+
The most recent tax bill on record (2024) was $525. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $21,900, this home is listed about 94% below the Punta Gorda median of $339,500. The market section on this page shows how the area is trending.
Which schools are assigned to 12486 POEM AVENUE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33955 market on paper
$21,900 is 47% below the PUNTA GORDA 33955 median of $41,000.
02Time on market is leverage
363 days on market against a Punta Gorda median of 62 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $34,900, now $21,900 — a $13K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FRIENDS REALTY LLC · Odamis Roque. MLS #TB8417770.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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