
5242 SEA CHASE DRIVE DRIVE UNIT 1, FERNANDINA BEACH, FL, 32034
Pending365 days on marketListed Aug 20, 2025MLS #TB8419822
About this home
5242 SEA CHASE DRIVE DRIVE UNIT 1
SELLER OFFERS A $15,000 CREDIT THAT MAY BE APPLIED TOWARD IMPROVEMENTS, UPGRADES, CLOSING COSTS, OR OTHER BUYER EXPENSES, SUBJECT TO A MUTUALLY ACCEPTABLE OFFER. DIRECT Oceanfront Condo with VERY RARE GROUND FLOOR WITH YARD, nestled beneath a majestic canopy of oaks on Amelia Island’s serene south end, this rarely available, fully furnished residence is the epitome of coastal luxury and timeless sophistication—offered at an exceptional value. FLOOD ZONE CODE (X) NOT LOCATED IN FLOOD ZONE SO IS NOT REQUIRED FLOOD INSURANCE. WILL SAVE OWNERS OVER $21,000 PER YEAR. Spanning 1,889 sq. ft., this elegantly appointed 3-bedroom, 3-bath condominium features (Public records reflect a 3-bedroom, 3-bath residence. The third bedroom is currently configured as a spacious office/TV room featuring custom built-in cabinetry and a full-size sleeper sofa, including a large sliding pocket door with privacy, offering exceptional flexibility for guests, a home office, or a media room ( delivering refined comfort and privacy. From the moment you enter, soaring ceilings, sun-drenched interiors, and unobstructed Atlantic vistas set the stage for a home that is as breathtaking as it is welcoming. The expansive **oceanfront patio—complete with a generous yard area—**is ideal for pets, intimate gatherings, or simply unwinding to the soothing rhythm of the waves. Inside, the open-concept living and dining areas flow seamlessly into a gourmet kitchen featuring Corian countertops, custom cabinetry, and an airy, coastal-inspired design. Each bedroom is en-suite, including two luxurious master suites, offering serene retreats designed for relaxation and indulgence. Located within the prestigious Ocean Village gated community, ownership includes exclusive access to world-class amenities: Two sparkling resort-style pools Private beach boardwalks with direct access to pristine shores Tennis courts for active living Immaculately landscaped grounds designed for beauty and serenity Step outside your private retreat and immerse yourself in the allure of Amelia Island—stroll along powder-soft beaches, explore the historic charm of Fort Clinch, or enjoy fine dining and boutique shopping just minutes away. World-renowned events such as the Concours d’Elegance and the elegance of The Ritz-Carlton are just around the corner. Here, every day feels like a seaside escape. Awaken to golden sunrises dancing across the horizon, spend afternoons soaking in ocean breezes from your patio, and savor magical sunsets as fishing and shrimp boats trace the water with their evening glow. This is more than a home—it’s a sanctuary where elegance meets island living. Don’t miss this rare opportunity to claim your piece of Amelia Island paradise. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,889
Sqft
0.15 ac
Lot size
1
Garage
1996
Year built
One
Levels
$786
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,222 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,222/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs OCEAN VILLAGE
$786 vs $273
Days on market
365 vs 84 typical
Where $786/sqft sits among the 13 homes for sale in OCEAN VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fernandina Beach
Get to know Fernandina Beach. See the full Fernandina Beach guide →
FERNANDINA BEACH 32034 — neighborhood snapshot
Population
39,280
Median age
56.5
Median income
$97,756
Median home value
$484,200
Avg household
2.2
Households w/ children
3,475
The numbers that matter
The Fernandina Beach market
$425K → $1.1M
Fernandina Beach median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
0 of 13
OCEAN VILLAGE have cut their price
Median sold price, Fernandina Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 318% above the FERNANDINA BEACH 32034 median. See the full Fernandina Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 5242 SEA CHASE DRIVE DRIVE UNIT 1
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$699,000
3048 Windward Drive, Fort Pierce FL 34949 · same community
3 bd · 2.5 ba · 1,978 sqft · $353/sqft · 0 DOM
Sold · Aug ’25$670,000
56 Winghaven Lane, Fort Pierce FL 34949 · same community
3 bd · 2 ba · 1,694 sqft · $396/sqft · 8 DOM
Sold · May ’26$483,000
2400 S Ocean Drive # 8144, Fort Pierce FL 34949 · same community
2 bd · 2 ba · 1,585 sqft · $305/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5242 SEA CHASE DRIVE DRIVE UNIT 1 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5242 SEA CHASE DRIVE DRIVE UNIT 1 — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5242 SEA CHASE DRIVE DRIVE UNIT 1 FAQs
What would the monthly payment be for 5242 SEA CHASE DRIVE DRIVE UNIT 1?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,222/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5242 SEA CHASE DRIVE DRIVE UNIT 1?+
The most recent tax bill on record (2026) was $17,971. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5242 SEA CHASE DRIVE DRIVE UNIT 1?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fernandina Beach?+
At $1,484,000, this home is listed about 99% above the Fernandina Beach median of $745,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$1,484,000 runs 318% above the FERNANDINA BEACH 32034 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
365 days on market against a Fernandina Beach median of 84 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,500,000, now $1,484,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Maggie Dasilva. MLS #TB8419822.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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