363 14TH STREET NW, LARGO, FL, 33770
Active348 days on marketListed Aug 26, 2025MLS #TB8421096
About this home
363 14TH STREET NW
Charming 1926 Gem Near Beaches – Not in a Flood Zone! RV and Boat Parking. Welcome to this charming 2-story home in the heart of Largo! This freshly painted 3-bedroom, 2-bath home blends historic character with thoughtful updates. Situated on a spacious ¼-acre lot, this property offers a large yard perfect for pets, gardening, entertaining, and more. Enjoy evenings around the firepit or relax on the new composite deck, ideal for outdoor dining and gatherings. The large shed provides excellent storage, workshop space, or potential for conversion into a mother-in-law suite. There’s also plenty of room for your boat, trailer, RV, or multiple vehicles — a rare find this close to the coast! Best of all, the home is NOT in a flood zone, offering peace of mind while still being just minutes from Gulf beaches, local boat launches, parks, and the Pinellas Trail. Inside, you’ll find 1,234 square feet of inviting living space full of charm and flexibility, including beautiful original hardwood floors upstairs that add warmth and character. Some major updates have already been taken care of, including: • A/C, electrical, and awnings all less than 5 years old •. Luxury vinyl plank waterproof flooring first level • Roof less than 10 years old • New vinyl fencing for added privacy • Shell driveway with ample parking •. 1/4 acre lot room for RV or Boat Perfect home in a perfect location or a boating enthusiast looking for space without HOA restrictions, this unique home offers character, flexibility, and an unbeatable location. Enjoy the Florida lifestyle with charm, space, and coastal convenience — all in one distinctive property.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,234
Sqft
0.26 ac
Lot size
1926
Year built
Two
Levels
$336
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,970 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,970/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.1%
$/sqft vs Largo actives
$336 vs $239
Days on market
348 vs 52 typical
Where $336/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33770 — neighborhood snapshot
Population
25,005
Median age
49.3
Median income
$58,071
Median home value
$245,200
Avg household
2.22
Households w/ children
2,227
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $324K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
213 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 363 14TH STREET NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$330,000
1826 BONNIE GAIL STREET
3 bd · 2 ba · 1,224 sqft · $270/sqft · 131 DOM
Sold · Sep ’25$390,000
1766 10TH STREET SW
4 bd · 2 ba · 1,219 sqft · $320/sqft · 160 DOM
Sold · Jan ’26$130,000
68 THATCH PALM ST E
2 bd · 2 ba · 1,272 sqft · $102/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 363 14TH STREET NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 363 14TH STREET NW — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
363 14TH STREET NW FAQs
What would the monthly payment be for 363 14TH STREET NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,970/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 363 14TH STREET NW?+
The most recent tax bill on record (2024) was $2,195. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Largo?+
At $415,000, this home is listed about 38% above the Largo median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 363 14TH STREET NW?+
Largo High School (high), Largo Middle School (middle), Ponce De Leon Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$415,000 runs 46% above the LARGO 33770 median.
02Time on market is leverage
348 days on market against a Largo median of 52 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Largo High School, Largo Middle School, Ponce De Leon Elementary School — Ponce De Leon Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $450,000, now $415,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Irene Rue. MLS #TB8421096.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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