CENTURY 21 Edge
$1,875,000$2,180,0004 bd4 ba4,095 sqft$458 /sqft$14,861 /mo all-in ↓

5405 TYBEE ISLAND DRIVE, APOLLO BEACH, FL, 33572

Active317 days on marketMLS #TB8424260

Reduced $305KWaterfrontPrivate poolSingle Family ResidenceMIRABAY PH 2A-4

About this home

5405 TYBEE ISLAND DRIVE

Exquisite Waterfront Estate | 200' of Shoreline.. Brand New Tile Roof (2025).. Experience premier coastal living in this stunning John Cannon custom estate, situated on a sprawling cul-de-sac lot with approximately 200 feet of water frontage. This property offers direct lagoon access via a private dock and a 20,000 pound boat lift, making it a true standout, in the Bay Estates of MiraBay. Elegant Updates & Design This primarily single-story floor plan has recent upgrades include a new HVAC system, tankless water heater, pool heater, and designer lighting. Chef’s Kitchen: Equipped with top-tier appliances, quartz countertops, custom cabinetry, an oversized island, and a sunny breakfast nook. Indoor-Outdoor Flow: The family room features fully retractable pocket sliding doors that open to the lanai for a seamless transition to the waterfront breeze. Dedicated Work & Social Spaces: Includes a private home office, formal dining and living rooms, and a custom entertaining bar with integrated wine storage. Versatile Living Spaces... The thoughtful split-plan layout ensures privacy and comfort for all: Primary Suite: A sanctuary featuring a sitting area, direct pool access, an oversized soaking tub, a signature walk-in shower, and custom-organized closets. Guest Accommodations: Two additional first-floor bedrooms (one ensuite) and a pool bath with direct lanai access. Upper Level: A remodeled guest suite with a full bath and a spacious bonus room that opens to a private balcony with sweeping lagoon views. Outdoor Oasis The backyard is designed for relaxation and recreation, anchored by a heated pool and spa with elegant travertine decking. The outdoor living area is completed by: A large, spacious, outdoor kitchen and covered dining area. A cozy fireplace and professional, lush landscaping. Unobstructed views of the water for enjoying evening sunsets. Additional Highlights Custom closet systems and architectural tray ceilings. 3-car garage with epoxy flooring and upgraded storage. Located within the gated MiraBay community. This resort-style community has a community clubhouse, heated-resort-style Olympic swimming pool, 136 ft water slide, parks, 3 playgrounds, gym, cafe with a full liquor license, basketball courts, tennis courts, fitness center, 135-acre lagoon where you can rent kayaks and paddle away, and much, much more. You will feel like you’re living in a 5-star resort! This community has it all. This home is centrally located and convenient to Tampa, Orlando, Bradenton, Sarasota, and St. Petersburg where you can experience the best Florida beaches, shopping, and entertainment. The Florida lifestyle you've been dreaming of awaits you. Paradise awaits! Call today for your private showing.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

4,095

Sqft

0.53 ac

Lot size

3

Garage

2007

Year built

Two

Levels

$458

Per sqft

Private poolWaterfrontFireplacePool & Water viewNegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood · Tile · Travertine
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Freezer · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Purifier · Water Softener · Whole House R.O. System · Wine Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral · Natural Gas · Zoned
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stone · Stucco · Wood Frame
FoundationSlab
ViewPool · Water
FacesWest
ParkingDriveway · Electric Vehicle Charging Station(s) · Garage Door Opener · Garage Faces Side
ExteriorBalcony · French Doors · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$16/mo
Taxes (2024)$46,375/yr
PetsYes
CommunityCommunity Boat Ramp · Dock · Fishing · Water Access · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Handicap Modified · Irrigation-Reclaimed Water · Park · Playground · Pool · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$14,861 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,117
PMI (est., until 20% equity)$703
Property tax — 2024 actual bill$3,865
HOA fee — from the listing$16
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $187,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $187,500
Interest rate6.00%
Loan term

Estimated payment

$14,861/mo

Principal & interest$10,117
PMI (est., until 20% equity)$703
Property taxes (actual bill)$3,865
HOA / condo fee$16
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.9M
$1.3MedgeAI estimate $1,425,943 · range $1.4M$1.5M$1.9M

vs edgeAI estimate

+31.5%

$/sqft vs Apollo Beach actives

$458 vs $223

Days on market

317 vs 50 typical

Where $458/sqft sits among the 380 Apollo Beach actives

144
121
33
25
22
35 · this home
$153–209$209–265$265–321$321–377$377–432$432+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mirabay

Map of 5405 TYBEE ISLAND DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

Mirabay — neighborhood snapshot

Population

2,133

Median age

56

Median income

$98,381

Median home value

$406,778

Avg household

2

Households w/ children

218

For the school run

Hillsborough County School District

ElementaryApollo Beach K-8 School★★★★
HighLennard High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$460K$466K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

217 of 380

Apollo Beach actives have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 326% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,875,000 $305K
2007Built · MIRABAY PH 2A-4

Reality check

What actually sold near 5405 TYBEE ISLAND DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5414 TYBEE ISLAND DRIVESold · Jan ’26

$2,389,500

5414 TYBEE ISLAND DRIVE · same community

5 bd · 6 ba · 5,086 sqft · $470/sqft · 17 DOM

813 STEEL DRIVESold · Feb ’26

$524,999

813 STEEL DRIVE

4 bd · 3.5 ba · 3,053 sqft · $172/sqft · 213 DOM

1520 YALE CASTLE COURTSold · Dec ’25

$545,000

1520 YALE CASTLE COURT

4 bd · 3.5 ba · 3,040 sqft · $179/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5405 TYBEE ISLAND DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5405 TYBEE ISLAND DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5405 TYBEE ISLAND DRIVE FAQs

What would the monthly payment be for 5405 TYBEE ISLAND DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,861/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5405 TYBEE ISLAND DRIVE?+

The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5405 TYBEE ISLAND DRIVE?+

The most recent tax bill on record (2024) was $46,375. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5405 TYBEE ISLAND DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $1,875,000, this home is listed about 283% above the Apollo Beach median of $489,900. The market section on this page shows how the area is trending.

Which schools are assigned to 5405 TYBEE ISLAND DRIVE?+

Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,875,000 runs 326% above the APOLLO BEACH 33572 median — but at 4,095 sqft it's also nearly twice the size of the typical Apollo Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

317 days on market against a Apollo Beach median of 50 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $2,180,000, now $1,875,000 — a $305K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS SOUTH SHORE · Christine Nargi. MLS #TB8424260.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Apollo Beach homes, in your inbox

Like 5405 TYBEE ISLAND DRIVE but not quite? A daily digest of every new listing in Apollo Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Anthony to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 7, 2026 at 4:25 PM UTC. The listing information on this page last changed on August 7, 2026 at 4:25 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 7, 2026 at 4:25 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 7, 2026 at 4:25 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.