CENTURY 21 Edge
$1,300,000$1,500,000$7,694 /mo all-in ↓

PINE COURSE TRACE, OCALA, FL, 34472

Active303 days on marketListed Sep 19, 2025MLS #TB8426534

Reduced $200KSILVER SPGS SHORES UN 17

About this home

PINE COURSE TRACE

Price Drop !!! Unlock Prime Potential in One of Florida’s Fastest-Growing Hotspots! This exceptional 15,900 square-foot parcel (100’x159’), located in a non-flood zone, offers an opportunity to showcase your innovative design concept and unlock the potential in one of Florida’s most dynamic and rapidly expanding communities, Silver Springs Shores. Surrounded by a wave of new construction, this prime property is a blank canvas ready to bring your vision to life. Strategically positioned with easy access to major thoroughfares like I-75, US-441, US 301, Baseline Road and Maricamp Road, this parcel ensures seamless connectivity to bustling cities such as Gainesville, Orlando, and Tampa. Silver Springs Shores is a vibrant community, offering a wealth of amenities that will enhance your lifestyle. From shopping centers and diverse dining options to entertainment venues and recreational facilities, everything you need is just a stone’s throw away. Whether your interests lie in retail, dining, or even equestrian pursuits, this community has something for everyone. For nature lovers, this property provides an idyllic backdrop, nestled amidst Florida’s most stunning natural landscapes. You’ll enjoy close proximity to Silver Springs State Park, Ocala National Forest, and Rainbow Springs State Park, each offering a host of outdoor activities. From kayaking and fishing to hiking scenic trails and soaking in panoramic views, adventure awaits right at your doorstep. Buyers and agents to verify all information.

Facts & features

The home at a glance

0.37 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods

Community & fees

Taxes (2024)$386/yr

Utilities & systems

UtilitiesElectricity Available · Telephone Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,694 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,015
PMI (est., until 20% equity)$488
Property tax — 2024 actual bill$32
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $130,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $130,000
Interest rate6.00%
Loan term

Estimated payment

$7,694/mo

Principal & interest$7,015
PMI (est., until 20% equity)$488
Property taxes (actual bill)$32
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Ocala

Map of PINE COURSE TRACE

Get to know Ocala. See the full Ocala guide →

OCALA 34472 — neighborhood snapshot

Population

34,665

Median age

40.1

Median income

$61,635

Median home value

$185,900

Avg household

2.67

Households w/ children

3,980

For the school run

Marion County School District

HighForest High School★★★★★
ElementaryLegacy Elementary School★★★★★
MiddleLake Weir Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 519% above the OCALA 34472 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,300,000 $200K
Sep 19, 2025Listed at $1,500,000 · 303 days on market since

Reality check

What actually sold near PINE COURSE TRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

20 WATER TRACKSold · Oct ’25

$190,000

20 WATER TRACK · same community

2 bd · 2 ba · 1,040 sqft · $183/sqft · 3 DOM

10 PINE TRACK TRAILSold · Nov ’25

$245,000

10 PINE TRACK TRAIL · same community

3 bd · 2 ba · 1,107 sqft · $221/sqft · 125 DOM

76 WILLOW ROADSold · Feb ’26

$160,000

76 WILLOW ROAD · same community

3 bd · 2 ba · 1,148 sqft · $139/sqft · 64 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about PINE COURSE TRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for PINE COURSE TRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

PINE COURSE TRACE FAQs

What would the monthly payment be for PINE COURSE TRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,694/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on PINE COURSE TRACE?+

The most recent tax bill on record (2024) was $386. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $1,300,000, this home is listed about 335% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to PINE COURSE TRACE?+

Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,300,000 runs 519% above the OCALA 34472 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

303 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,500,000, now $1,300,000 — a $200K cut. The full history is in the market section below.

Listing courtesy of GULF TO BAY REAL ESTATE · Ann McIntosh. MLS #TB8426534.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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