20312 NOBLE OAK PLACE, TAMPA, FL, 33647
Active329 days on marketListed Sep 17, 2025MLS #TB8427862
About this home
20312 NOBLE OAK PLACE
ENJOY MAINTENANCE-FREE FLORIDA LIVING! This meticulously maintained townhome is an amazing opportunity that features a gorgeous private waterfront lot located in the highly sought after gated community of LIVE OAK PRESERVE! The property is an end-unit 1 story townhome with gorgeous water views. Home features 1,249 sq ft with a fantastic open floor plan, with 2 bedrooms, 2 baths & 1 car garage with oversized driveway & plenty of guest parking. This is the perfect place to call home! Enter into a spacious living room and dining area that offers plenty of natural light and great for entertaining guests. The spacious kitchen features ceramic tiling, an abundance of cabinetry, appliances, breakfast bar & pantry. Right off the kitchen is a dining area that is perfect for enjoying your dinner parties with fantastic water views. Great size family room perfect for entertaining, features double sliders that opens to a huge private extended screened lanai that invites you to sit & enjoy day & evening sun sets that looks out to a beautiful water view. Plenty of backyard space to enjoy BBQ’s with family & friends. Large Master suite features his & hers walk-in closets with double sliders to screened lanai & beautiful water views. Master bath with his & hers sinks with large walk-in shower. Monthly HOA fee covers exterior maintenance, outside insurance, exterior paint, roof, lawn care & irrigation. The interior was just painted, exterior has been painted 2022 & roof installed 2018, water heater 2018. LIVE OAK PRESERVE is a highly desirable gated community which offers resort style amenities which includes a clubhouse, large swimming pool with kid’s water splash area, lap swimming area, fitness center, lighted tennis courts with pickle-ball area, volleyball court, basketball court, playground, walking trails, golf putting area & much more. Close to schools, I-75, Tampa International Airport & downtown Tampa, MacDill AFB, hospitals, shopping, Wiregrass Mall, Outlet Mall, schools, golf courses, restaurants. The elementary, middle & high schools are conveniently located just outside the community gates. DO NOT MISS YOUR CHANCE! CALL TODAY FOR A PRIVATE TOUR OF THIS STUNNING HOME!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,249
Sqft
0.12 ac
Lot size
1
Garage
2004
Year built
One
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,546 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,546/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.1%
$/sqft vs Tampa actives
$204 vs $299
Days on market
329 vs 44 typical
Where $204/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33647 — neighborhood snapshot
Population
74,919
Median age
37
Median income
$104,775
Median home value
$437,600
Avg household
2.79
Households w/ children
10,222
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
217 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the TAMPA 33647 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 20312 NOBLE OAK PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$243,000
9084 IRON OAK AVENUE · same community
3 bd · 2.5 ba · 1,455 sqft · $167/sqft · 8 DOM
Sold · Mar ’26$395,000
9417 LEATHERWOOD AVENUE · same community
3 bd · 2 ba · 1,923 sqft · $205/sqft · 2 DOM
Sold · Jun ’26$450,000
20420 AUTUMN FERN AVENUE · same community
4 bd · 3 ba · 2,546 sqft · $177/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 20312 NOBLE OAK PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20312 NOBLE OAK PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20312 NOBLE OAK PLACE FAQs
What would the monthly payment be for 20312 NOBLE OAK PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,546/mo — principal and interest, the actual property-tax bill, the $350/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 20312 NOBLE OAK PLACE?+
The association fee works out to $350 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 20312 NOBLE OAK PLACE?+
The most recent tax bill on record (2024) was $5,068. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20312 NOBLE OAK PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $255,000, this home is listed about 43% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 20312 NOBLE OAK PLACE?+
Wharton High School (high), Turner-Bartels K-8 School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TAMPA 33647 market on paper
$255,000 is 30% below the TAMPA 33647 median of $365,000, and at $204/sqft it sits under the Tampa average of $344.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
329 days on market against a Tampa median of 44 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $289,900, now $255,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SIGNATURE REALTY ASSOCIATES · Christina Barone. MLS #TB8427862.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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