CENTURY 21 Edge
$170,0002 bd2 ba983 sqft$173 /sqft$1,468 /mo all-in ↓

10505 VILLA VIEW CIRCLE, TAMPA, FL, 33647

Active323 days on marketListed Sep 18, 2025MLS #TB8428396

Priced 55% below the TAMPA 33647 medianCondominiumTHE VILLAS CONDO

About this home

10505 VILLA VIEW CIRCLE

Welcome to 10505 Villa View Circle, a beautifully maintained 2-bedroom, 2-bathroom first-floor condo in the highly desirable New Tampa area! With 983 sq. ft. of living space, this home features an open floorplan filled with natural light, making it both spacious and inviting. The kitchen comes equipped with a dishwasher, and the unit includes a washer and dryer for added convenience. A dedicated laundry room and a separate storage room provide plenty of space for your seasonal items. Nestled in a quiet cul-de-sac location across from the playground, this home offers extra privacy and comfort. Residents will enjoy the many community amenities, including a fitness center, pool, playground, and gated entry. Best of all, your monthly fees cover cable TV, internet, electricity, community pool, exterior and grounds maintenance, pool upkeep, private road, recreational facilities, and trash service—with no CDD or HOA fees to worry about! This move-in-ready condo is a rare find in a prime New Tampa location—don’t miss your chance to make it yours!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

983

Sqft

0 ac

Lot size

2001

Year built

One

Levels

$173

Per sqft

Park/Greenbelt viewPets allowed

Inside

FlooringVinyl
AppliancesDishwasher · Dryer · Microwave · Range · Washer
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionStucco · Wood Frame
FoundationSlab
ViewPark/Greenbelt
FacesEast
ParkingCommon · Guest · None · Open
ExteriorPrivate Mailbox · Sidewalk · Storage

Community & fees

Taxes (2024)$2,782/yr
PetsBreed Restrictions, Number Limit, Size Limit, Yes
CommunityCommunity Mailbox · Gated Community - No Guard · Playground · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Private · Sewer Connected · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,468 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,001
FHA mortgage insurance (est.)$75
Property tax — 2024 actual bill$232
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,950Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,950
Interest rate6.00%
Loan term

Estimated payment

$1,468/mo

Principal & interest$1,001
FHA mortgage insurance (est.)$75
Property taxes (actual bill)$232
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs THE VILLAS CONDO

$173 vs $132

Days on market

323 vs 40 typical

Where $173/sqft sits among the 11 homes for sale in THE VILLAS CONDO

3
3
2
2
0 · this home
1
$108–122$122–136$136–150$150–164$164–178$178+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Map of 10505 VILLA VIEW CIRCLE

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33647 — neighborhood snapshot

Population

74,919

Median age

37

Median income

$104,775

Median home value

$437,600

Avg household

2.79

Households w/ children

10,222

For the school run

Hillsborough County School District

HighWharton High School★★★★★
ElementaryTurner-Bartels K-8 School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$435K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

5 of 11

THE VILLAS CONDO have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 55% below the TAMPA 33647 median. See the full Tampa market guide →

Paper trail

This home's history

Sep 18, 2025Listed at $170,000 · 323 days on market since
2001Built · THE VILLAS CONDO

Reality check

What actually sold near 10505 VILLA VIEW CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10405 VILLA VIEW CIRCLE UNIT 10405Sold · Jan ’26

$119,000

10405 VILLA VIEW CIRCLE UNIT 10405 · same community

2 bd · 2 ba · 983 sqft · $121/sqft · 59 DOM

18107 VILLA CREEK DRIVE UNIT 18107Sold · Jul ’26

$118,000

18107 VILLA CREEK DRIVE UNIT 18107 · same community

1 bd · 1 ba · 951 sqft · $124/sqft · 75 DOM

10428 VILLA VIEW CIRCLE UNIT 10428Sold · Jan ’26

$134,000

10428 VILLA VIEW CIRCLE UNIT 10428 · same community

1 bd · 1 ba · 951 sqft · $141/sqft · 121 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lacie Springstead

Your agent

Lacie Springstead

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10505 VILLA VIEW CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10505 VILLA VIEW CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10505 VILLA VIEW CIRCLE FAQs

What would the monthly payment be for 10505 VILLA VIEW CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,468/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10505 VILLA VIEW CIRCLE?+

The most recent tax bill on record (2024) was $2,782. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10505 VILLA VIEW CIRCLE?+

The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $170,000, this home is listed about 62% below the Tampa median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10505 VILLA VIEW CIRCLE?+

Wharton High School (high), Turner-Bartels K-8 School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the TAMPA 33647 market on paper

$170,000 is 55% below the TAMPA 33647 median of $374,999, and at $173/sqft it sits under the Tampa average of $345.

02Park/Greenbelt views

The park/greenbelt view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

323 days on market against a Tampa median of 40 — sellers in this position are usually ready to negotiate.

Listing courtesy of KNOWN REAL ESTATE LLC · Mickey Arruda. MLS #TB8428396.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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