6105 PALMA DEL MAR BOULEVARD S UNIT 120, ST PETERSBURG, FL, 33715
Pending267 days on marketListed Nov 26, 2025MLS #TB8431433
About this home
6105 PALMA DEL MAR BOULEVARD S UNIT 120
Palma Del Mar, is a waterfront complex located within Isla Del Sol Yacht & Country Club Community. This 2 bedroom, 2 bath, 1st floor villa overlooks the Golf Course and provides for both privacy and views of the beautiful landscapes. The open floor plan is ideal for entertaining with sliders opening to a screened in patio allowing you to bring the outdoors in. The Kitchen and breakfast bar overlooks the dining and living space. The Primary bedroom is on-suite and has a walk-in closet. There is interior laundry and washer and dryer are included. This unit comes furnished and is ready to move-in. The Community Pool and Spa are heated for year-round enjoyment, overlooking the bay and the Sunshine Skyway Bridge. Gathering rooms have a party kitchen, pool table and water views, great for entertaining and getting to know your neighbors. There are kayak and bike racks and a convenient Car washing station. All ages and small pets are welcome. HVAC and Water Heater (2020)
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
890
Sqft
1979
Year built
One
Levels
$258
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,868 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,868/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26.5%
$/sqft vs St Petersburg actives
$258 vs $324
Days on market
267 vs 57 typical
Where $258/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Isla Del Sol
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Isla Del Sol — neighborhood snapshot
Population
748
Median age
68
Median income
$68,244
Median home value
$352,651
Avg household
2
Households w/ children
5%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
199 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the ST PETERSBURG 33715 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 6105 PALMA DEL MAR BOULEVARD S UNIT 120
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$325,000
6104 PALMA DEL MAR BOULEVARD S UNIT 205 · same community
2 bd · 2 ba · 890 sqft · $365/sqft · 8 DOM
Sold · Nov ’25$345,000
6104 PALMA DEL MAR BOULEVARD S UNIT 104 · same community
2 bd · 2 ba · 890 sqft · $388/sqft · 274 DOM
Sold · Jul ’26$205,000
6158 PALMA DEL MAR BOULEVARD S UNIT 305 · same community
1 bd · 1.5 ba · 780 sqft · $263/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6105 PALMA DEL MAR BOULEVARD S UNIT 120 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6105 PALMA DEL MAR BOULEVARD S UNIT 120 — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6105 PALMA DEL MAR BOULEVARD S UNIT 120 FAQs
What would the monthly payment be for 6105 PALMA DEL MAR BOULEVARD S UNIT 120?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,868/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6105 PALMA DEL MAR BOULEVARD S UNIT 120?+
The most recent tax bill on record (2024) was $3,023. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6105 PALMA DEL MAR BOULEVARD S UNIT 120?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $230,000, this home is listed about 47% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6105 PALMA DEL MAR BOULEVARD S UNIT 120?+
Gulfport Montessori Elementary School (elementary), Bay Point Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33715 market on paper
$230,000 is 11% below the ST PETERSBURG 33715 median of $257,000, and at $258/sqft it sits under the St Petersburg average of $377.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
267 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $320,000, now $230,000 — a $90K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Collette Richardson. MLS #TB8431433.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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